BC UW LTD
🌳Matureactive
07916564 · ltd · incorporated 2012-01-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (50/100).
🏦
Refinance opportunity
3 live charges · 3 lenders · oldest 11.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 11.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
19 officers (3 active, 19 linked, 14 with DOB)
85
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
99 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
3
filings
- • 3 officers
Last 90 days
4
filings
- • 4 officers
Last 180 days
6
filings
- • 5 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (64 events)Click to expand
- 2026-05-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-05-11➕FIRMIN, Katherine appointeddirector
- 2026-05-06📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-05-05➖YEANDLE, James resigneddirector
- 2026-05-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2026-04-30➖CALLIDUS SECRETARIES LIMITED resignedcorporate-secretary
- 2026-04-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-03-31➕LOWE, Scott appointeddirector
- 2025-12-12📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-03➖TUPLIN, Richard resigneddirector
- 2025-11-24📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-11-24📄legacyaccounts · PARENT_ACC
- 2025-11-24📄legacyother · GUARANTEE2
- 2025-11-24📄legacyother · AGREEMENT2
- 2024-11-23📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-23📄legacyaccounts · PARENT_ACC
- 2024-11-23📄legacyother · GUARANTEE2
- 2024-11-23📄legacyother · AGREEMENT2
- 2024-05-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-13➖STRIPP, Thomas resigneddirector
- 2024-05-13➕TUPLIN, Richard appointeddirector
- 2024-05-13➕YEANDLE, James appointeddirector
- 2024-05-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-05-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-11-07📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-11-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-10-11📄accounts-with-accounts-type-fullaccounts · AA
- 2023-06-15📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-06-04➖SHORTLAND, Christopher David resigneddirector
- 2023-04-18📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2022-10-12➖BENNETT, Mark resigneddirector
- 2022-10-12➖CHRISTMAS, Roger Paul resigneddirector
- 2022-05-26➕SHORTLAND, Christopher David appointeddirector
- 2022-05-26➖TUPLIN, Richard resigneddirector
- 2022-02-22➕ARDONAGH CORPORATE SECRETARY LIMITED appointedcorporate-secretary
- 2022-02-22➖CLARKE, Dean resignedsecretary
- 2021-02-17➖SHORTLAND, Christopher David resigneddirector
- 2020-09-30➕CLARKE, Dean appointedsecretary
- 2020-09-30➖SHORTLAND, Christopher David resignedsecretary
- 2020-07-15🔓Charge satisfied #3
- 2020-06-05🔒Charge registered #3Lender: Lucid Trustee Services Limited
- 2020-05-31➕CHRISTMAS, Roger Paul appointeddirector
- 2020-05-31➖CHRISTMAS, Roger Paul resigneddirector
- 2019-08-14🔓Charge satisfied #2
- 2019-08-01➖CHRISTMAS, Roger Paul resignedsecretary
- 2019-08-01➕SHORTLAND, Christopher David appointedsecretary
- 2019-08-01➕CALLIDUS SECRETARIES LIMITED appointedcorporate-secretary
- 2019-08-01➖CHRISTMAS, David Kesten resigneddirector
- 2019-08-01➕SHORTLAND, Christopher David appointeddirector
Showing most recent 50 of 64 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CALLIDUS SECRETARIES LIMITED resigned 2026-04-30; TUPLIN, Richard resigned 2025-12-03; YEANDLE, James resigned 2026-05-05
Group structure
Box Investment Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Box Investment Holdings Limited
Corporate parent · holds 75-100% shares
⬇
BC UW LTD
This company · 07916564
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Box Investment Holdings Limited Corporate entity | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 11/12/2020 |
3 historic (ceased) PSCs
- Bennett Christmas Partners Ltdceased 11/12/2020· 75-100% shares · 75-100% voting · board control
- Bennett Christmas Group Ltdceased 31/08/2017· 25-50% shares · 25-50% voting
- Christmas Insurance Brokers Ltdceased 31/08/2017· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 988 CAPITAL LTD→ 14516659 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A & S KEAL LIMITED→ 11891567 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A REED LTD→ 12213904 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| APOLLO CAR FINANCE LIMITED→ 13429525 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ARC CAPITAL GROUP LTD→ 14381027 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ASSURED FINANCIAL PLANNING LIMITED→ 10188728 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BEC INVESTMENTS LIMITED→ 12540435 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| BELWARD INVESTMENTS LIMITED→ 12309501 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BENNETT CHRISTMAS INSURANCE BROKERS LTD→ 05402688 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| BLACK KETTLE INTERNATIONAL LIMITED→ 03740597 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| BOSTON SPA INVESTMENTS LIMITED→ 11906244 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BRADSTYLE LIMITED→ 04966045 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-01-19
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
2nd Floor The Hamlet
Hornbeam Park
Harrogate
HG2 8RE
United Kingdom
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-01-25
Last: 2026-01-11
Officers (3 active · 16 resigned)
ARDONAGH CORPORATE SECRETARY LIMITED→
Activecorporate-secretary · appointed 2022-02-22
View their other companies + combined net worth →
FIRMIN, Katherine→
Activedirector · ~48y · appointed 2026-05-11
View their other companies + combined net worth →
Active
CHRISTMAS, Roger Paul→
Resignedsecretary · appointed 2012-01-19 · resigned 2019-08-01
CLARKE, Dean→
Resignedsecretary · appointed 2020-09-30 · resigned 2022-02-22
SHORTLAND, Christopher David→
Resignedsecretary · appointed 2019-08-01 · resigned 2020-09-30
CALLIDUS SECRETARIES LIMITED→
Resignedcorporate-secretary · appointed 2019-08-01 · resigned 2026-04-30
BENJAMIN, Mark Rupert→
Resigneddirector · ~68y · appointed 2012-01-30 · resigned 2016-12-05
BENNETT, Mark→
Resigneddirector · ~61y · appointed 2012-01-30 · resigned 2022-10-12
CHRISTMAS, David Kesten→
Resigneddirector · ~64y · appointed 2012-01-30 · resigned 2019-08-01
CHRISTMAS, Roger Paul→
Resigneddirector · ~61y · appointed 2020-05-31 · resigned 2022-10-12
CHRISTMAS, Roger Paul→
Resigneddirector · ~61y · appointed 2012-01-19 · resigned 2020-05-31
PORTER, David→
Resigneddirector · ~63y · appointed 2012-01-30 · resigned 2017-10-31
SHORTLAND, Christopher David→
Resigneddirector · ~49y · appointed 2022-05-26 · resigned 2023-06-04
SHORTLAND, Christopher David→
Resigneddirector · ~49y · appointed 2019-08-01 · resigned 2021-02-17
STRIPP, Thomas→
Resigneddirector · ~43y · appointed 2014-07-30 · resigned 2024-05-13
TUPLIN, Richard→
Resigneddirector · ~50y · appointed 2024-05-13 · resigned 2025-12-03
TUPLIN, Richard→
Resigneddirector · ~50y · appointed 2019-08-01 · resigned 2022-05-26
YEANDLE, James→
Resigneddirector · ~43y · appointed 2024-05-13 · resigned 2026-05-05
Click a director name to see their full track record across all companies.
Mortgages & charges
3
Total charges
0
Outstanding
0
Active lenders
Status:Lender:3 of 3 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lucid Trustee Services Lucid Trustee Services Limited | A registered charge | — | 05/06/2020 | 15/07/2020 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale and Yorkshire Bank) (Company Number SC001111) | A registered charge | — | 14/09/2017 | 14/08/2019 | |
| satisfied | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 30/10/2014 | 20/09/2017 |
Recent filings (99 total)
appoint-person-director-company-with-name-date
officers · AP01
2026-05-12
termination-director-company-with-name-termination-date
officers · TM01
2026-05-06
termination-secretary-company-with-name-termination-date
officers · TM02
2026-05-05
appoint-person-director-company-with-name-date
officers · AP01
2026-04-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-12
termination-director-company-with-name-termination-date
officers · TM01
2025-12-12
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-11-24
legacy
accounts · PARENT_ACC
2025-11-24
legacy
other · GUARANTEE2
2025-11-24
legacy
other · AGREEMENT2
2025-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-20
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-11-23
legacy
accounts · PARENT_ACC
2024-11-23
legacy
other · GUARANTEE2
2024-11-23
legacy
other · AGREEMENT2
2024-11-23