ALBEMARLE CLUB LTD

🌳Matureactive
07954207 · ltd · incorporated 2012-02-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 14.0y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Jul 2025
Net worth
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: Public houses and bars
Sector: Accommodation & food service
Investor take
Pursue
Active trading company with a 66-year-old founder — textbook succession opportunity.

Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 14.0y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 14.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Jul 2024Jul 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-07-312024-07-31
Turnover£325.3k
Gross profit£267.5k
Operating profit£-12.8k
Profit before tax£-14.0k
Average employees500600

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
2
filings
  • 1 accounts
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
  1. 2026-04-13
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-04-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-05-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  4. 2024-05-30
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  5. 2024-05-30
    📄
    change-person-director-company-with-change-date
    officers · CH01
  6. 2024-03-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-03-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2023-02-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2022-02-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  10. 2022-02-17
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  11. 2022-02-17
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  12. 2022-01-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-03-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-08-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  15. 2020-08-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2020-02-17
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  17. 2020-02-17
    🔓
    Charge satisfied #1
  18. 2020-01-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  19. 2019-03-05
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2012-06-01
    🔒
    Charge registered #1
    Lender: Keith Hilary Keshwar, Miroslava Photiou
  21. 2012-02-17
    🏢
    Company incorporated
    As ALBEMARLE CLUB LTD
  22. 2012-02-17
    KESHWAR, Keith Hilary appointed
    director
  23. 2012-02-17
    PHOTIOU, Miroslava appointed
    director

Owner dependency

78/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 66 — succession pressure is live.
  • +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Miroslava Photiou
Individual · British · DOB 05/1976 · age 50
2550%
25–50%25-50% shares · 25-50% voting17/02/2022
Mr Keith Hilary Keshwar
Individual · British · DOB 07/1960 · age 66
2550%
25–50%25-50% shares · 25-50% voting17/02/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-02-17
Jurisdictionengland-wales
Primary SIC56302 — Public houses and bars

Registered office

239 Bullsmoor Lane
Enfield
EN1 4SB
England

Filing status

Accounts
Next due: 2027-04-30
Last made up to: 2025-07-31
Confirmation statement
Next due: 2027-03-03
Last: 2026-02-17

Officers (2 active · 0 resigned)

KESHWAR, Keith Hilary
director · ~66y · appointed 2012-02-17
View their other companies + combined net worth →
Active
PHOTIOU, Miroslava
director · ~50y · appointed 2012-02-17
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
satisfied
Keith Hilary Keshwar, Miroslava Photiou
Debenture1 property01/06/201217/02/2020

Recent filings (42 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-04-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-19
change-person-director-company-with-change-date
officers · CH01
2024-05-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-30
change-person-director-company-with-change-date
officers · CH01
2024-05-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-12
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-02-17
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2022-02-17