ACCESS FIRST LEI LIMITED

🌳Matureactive
07969310 · ltd · incorporated 2012-02-29
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£-2.9k
book net assets
Opportunity
78/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch
What this business does
Primary activity: Non-life reinsurance
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -76% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £2,861
Cash draining
Cash down 76% YoY
Cash YoY
-76%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£8k
↓ 76% YoY
Net Worth
-£3k
↑ 37% YoY
Current Assets
£182k
↓ 12% YoY
Current Liabilities
—
-£5k£38k£80k£122k£164k£207kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£-2.9k£11.5k
Current assets£181.9k£206.5k
Cash£8.4k£34.5k
Debtors£173.5k£172.1k
Net assets£-2.9k£-4.5k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-11-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-10-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  3. 2024-10-03
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  4. 2024-08-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-06-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-11-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-05-30
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2021-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2020-10-05
    📄
    change-person-director-company-with-change-date
    officers · CH01
  10. 2020-09-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-12-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-11-22
    📄
    capital-allotment-shares
    capital · SH01
  13. 2018-11-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2017-10-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2017-10-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  16. 2017-06-17
    📄
    capital-name-of-class-of-shares
    capital · SH08
  17. 2017-03-01
    ➕
    DAVIDSON, Sheldon Rene appointed
    director
  18. 2012-03-01
    ➕
    DAVIDSON, Paul Selwyn appointed
    director
  19. 2012-02-29
    🏢
    Company incorporated
    As ACCESS FIRST LEI LIMITED
  20. 2012-02-29
    ➕
    JACOBS, Yomtov Eliezer appointed
    director
  21. 2012-02-29
    ➖
    JACOBS, Yomtov Eliezer resigned
    director

Owner dependency

81/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder age: Director aged approximately 70 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

79/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Sheldon Rene Davidson
Individual · British · DOB 09/1962 · age 64
25–50%
25–50%25-50% shares · 25-50% voting03/10/2024
Mr Paul Selwyn Davidson
Individual · British · DOB 04/1956 · age 70
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · WA postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
1ST OPTION CONSULTING SERVICES LIMITED→
03186435 · est 1996 · no financials extracted
————30y——
24 CAPITAL MANAGEMENT UK LIMITED→
17004715 · est 2026 · no financials extracted
———————
4G CAPITAL LIMITED→
07145698 · est 2010 · no financials extracted
————16y——
A & M WEALTH MANAGEMENT LIMITED→
05024320 · est 2004 · no financials extracted
————22y——
ABS CONSULTANCY SERVICES LIMITED→
05830499 · est 2006 · no financials extracted
————19y——
ACO DEVELOPMENTS LTD→
14770069 · est 2023 · no financials extracted
————3y——
ADESHIELD LIMITED→
16886451 · est 2025 · no financials extracted
———————
ADVANCE FINANCE & LEASING LTD→
07499177 · est 2011 · no financials extracted
————15y——
AHCI LIMITED→
09135644 · est 2014 · no financials extracted
————11y——
AIM PARAPLANNING LTD→
10023711 · est 2016 · no financials extracted
————10y——
AIMHUB LTD→
09384091 · est 2015 · no financials extracted
————11y——
ALCHEMY CAPITAL GROUP LIMITED→
16301030 · est 2025 · no financials extracted
————1y——
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-02-29
Jurisdictionengland-wales
Primary SIC65202 — Non-life reinsurance

Registered office

19 Albert Road
Hale
Altrincham
Cheshire
WA15 9AH
United Kingdom

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-01-05
Last: 2025-12-22

Officers (2 active · 1 resigned)

DAVIDSON, Paul Selwyn→
director · ~70y · appointed 2012-03-01
View their other companies + combined net worth →
Active
DAVIDSON, Sheldon Rene→
director · ~64y · appointed 2017-03-01
View their other companies + combined net worth →
Active
JACOBS, Yomtov Eliezer→
director · ~56y · appointed 2012-02-29 · resigned 2012-02-29
Resigned

Click a director name to see their full track record across all companies.

Recent filings (43 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-10-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2024-10-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-17
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-12-22
change-person-director-company-with-change-date
officers · CH01
2020-10-05