ASC FINANCIAL ADVISERS LIMITED
🌳Matureactive
07978737 · ltd · incorporated 2012-03-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£403.4k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
36 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £403,423
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£403k
Current Assets
£381k
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2026-03-31 | 2025-03-31 |
|---|---|---|
| Total assets | £404.9k | — |
| Current assets | £380.6k | — |
| Net assets | £403.4k | — |
| Average employees | — | 300 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
4
filings
- • 2 persons-with-significant-control
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-05-01📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2026-03-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-03-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-13📄change-person-director-company-with-change-dateofficers · CH01
- 2021-05-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-04-09📄change-person-director-company-with-change-dateofficers · CH01
- 2020-04-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-24📄change-person-director-company-with-change-dateofficers · CH01
- 2019-05-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-05-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-06-02📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2012-03-06🏢Company incorporatedAs ASC FINANCIAL ADVISERS LIMITED
- 2012-03-06➕CLIFTON, Ashley Darren appointeddirector
- 2012-03-06➕CLIFTON, Spencer Ainsley appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Ashley Darren Clifton Individual · British · DOB 03/1976 · age 50 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Spencer Ainsley Clifton Individual · British · DOB 07/1972 · age 54 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ANA CAPITAL INVESTMENT LIMITED→ 14881177 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ANCHOR WEALTH MANAGEMENT LIMITED→ 09620529 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| ANR MORTGAGES LTD→ 14665030 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ANSARS ESTATE AGENTS LTD→ 08378356 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ANZ CONSULTING LTD→ 16917625 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| APE FINANCE LIMITED→ 14999185 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| APEX PRIVATE FINANCE LIMITED→ 11793661 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| ART DEVELOPMENT SERVICES LIMITED→ 05322095 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| AS1 CAPITAL LTD→ 16053067 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASHVITECH SYSTEMS LTD→ 16287556 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ASIA MONEY TRANSFER LTD→ 04306141 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| ASPEN BRIDGING LIMITED→ 10270026 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-03-06
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
46 Sundial Lane Great Barr
Birmingham
West Midlands
B43 6PE
United Kingdom
Filing status
Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-03-20
Last: 2026-03-06
Officers (2 active · 0 resigned)
CLIFTON, Ashley Darren→
Activedirector · ~50y · appointed 2012-03-06
View their other companies + combined net worth →
CLIFTON, Spencer Ainsley→
Activedirector · ~54y · appointed 2012-03-06
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (36 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-05-01
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-03-17
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-05-14
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-02
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-25
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-15
change-person-director-company-with-change-date
officers · CH01
2021-09-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-05-06
confirmation-statement-with-updates
confirmation-statement · CS01
2021-04-06