MARKHAM PRIVATE CLIENTS LTD
🌳Matureactive
07978797 · ltd · incorporated 2012-03-06
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£941.4k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueActive trading company with a 67-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 8.2y
70/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 8.2 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (4 active, 6 linked, 4 with DOB)
83
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £941,370
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£941k
↑ 2.6% YoY
Current Assets
£1.8m
↓ 11% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £956.1k | £942.4k |
| Current assets | £1.79M | £2.02M |
| Cash | — | £675.1k |
| Debtors | — | £1.35M |
| Net assets | £941.4k | £917.5k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 capital
Last 90 days
1
filing
- • 1 capital
Last 180 days
2
filings
- • 1 capital
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (33 events)Click to expand
- 2026-06-20📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2025-12-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-06-30📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2025-03-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-11📄change-person-director-company-with-change-dateofficers · CH01
- 2025-03-11📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2025-01-31📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-28📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-02-08📄memorandum-articlesincorporation · MA
- 2024-02-08📄resolutionresolution · RESOLUTIONS
- 2024-02-06📄capital-allotment-sharescapital · SH01
- 2024-02-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-01➕MCGOWAN, Craig Bremner appointeddirector
- 2024-01-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-18🔒Charge registered #2Lender: National Westminster Bank PLC
- 2023-10-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-09-20📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-05-30📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2023-01-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2023-01-18🔓Charge satisfied #1
- 2022-10-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-27📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2020-06-10➕WATSON, Adrian Martin appointedsecretary
- 2020-06-10➖SCAMMELL, Suzanne Adelle resignedsecretary
- 2018-04-27🔒Charge registered #1Lender: Metro Bank PLC
- 2015-12-30➕SCAMMELL, Suzanne Adelle appointedsecretary
- 2012-03-06🏢Company incorporatedAs MARKHAM PRIVATE CLIENTS LTD
- 2012-03-06➕GREENFIELD, Giles Rupert William appointeddirector
- 2012-03-06➕HUTSON, Giles Patrick appointeddirector
- 2012-03-06➕ADAMS, Laurence Douglas appointeddirector
- 2012-03-06➖ADAMS, Laurence Douglas resigneddirector
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 67 — succession pressure is live.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Giles James Patrick Hutson Individual · British · DOB 06/1972 · age 54 | 75–100% | 25–50% | 75-100% shares · 75-100% voting | 01/04/2023 |
Mr Giles Rupert William Greenfield Individual · British · DOB 06/1972 · age 54 | — | 25–50% | 25-50% voting | 01/01/2018 |
1 historic (ceased) PSC
- Mr Giles James Patrick Hutsonceased 01/01/2018· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CB postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| GO GLOBAL MARKETS LTD→ 16526662 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| HAMMOND’S MORTGAGE SERVICES LIMITED→ 06251076 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| KMGEY LTD→ 15162311 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| LAWDENE LIMITED→ 03738712 · est 1999 · no financials extracted | — | — | — | — | 27y | — | — |
| LLGGM LTD→ 09688687 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| LONGBROOK CAPITAL LTD→ 13658266 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| LOUISE BUCKLE PROPERTY LIMITED→ 11561835 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| MARTLET CAPITAL DIRECTORS LIMITED→ 14534848 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MARTLET CAPITAL LIMITED→ 13363008 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| MEGA SECURITIES LIMITED→ 04491322 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| MEGAROBO TECHNOLOGIES (UK) LIMITED→ 14310508 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| METALINK FOUNDATION→ 16368566 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-03-06
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
St John's Innovation Centre
Cowley Road
Cambridge
CB4 0WS
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-20
Last: 2026-03-06
Officers (4 active · 2 resigned)
WATSON, Adrian Martin→
Activesecretary · appointed 2020-06-10
View their other companies + combined net worth →
GREENFIELD, Giles Rupert William→
Activedirector · ~54y · appointed 2012-03-06
View their other companies + combined net worth →
HUTSON, Giles Patrick→
Activedirector · ~54y · appointed 2012-03-06
View their other companies + combined net worth →
MCGOWAN, Craig Bremner→
Activedirector · ~67y · appointed 2024-02-01
View their other companies + combined net worth →
SCAMMELL, Suzanne Adelle→
Resignedsecretary · appointed 2015-12-30 · resigned 2020-06-10
ADAMS, Laurence Douglas→
Resigneddirector · ~61y · appointed 2012-03-06 · resigned 2012-03-06
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
1
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | National Westminster Bank National Westminster Bank PLC | A registered charge | — | 18/01/2024 | — | |
| satisfied | Metro Bank Metro Bank PLC | A registered charge | — | 27/04/2018 | 18/01/2023 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (66 total)
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2026-06-20
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-18
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-10
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2025-06-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-12
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-11
change-person-director-company-with-change-date
officers · CH01
2025-03-11
change-person-director-company-with-change-date
officers · CH01
2025-03-11
capital-alter-shares-redemption-statement-of-capital
capital · SH02
2025-03-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-31
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-28
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-05
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-11
memorandum-articles
incorporation · MA
2024-02-08
resolution
resolution · RESOLUTIONS
2024-02-08