A J LORD AND SONS LIMITED
🌳Matureactive
07984687 · ltd · incorporated 2012-03-09
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 3.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Construction of domestic buildings
Sector: Construction
Investor take
PursueActive trading company with a 70-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 70). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 3.4y
75/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~3.4 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 9 | 900 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-09-18📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-09-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-02-16🔒Charge registered #1Lender: Barclays Security Trustee Limited
- 2022-12-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-01-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-12-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-21📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-12-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-03-25📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-03-09🏢Company incorporatedAs A J LORD AND SONS LIMITED
- 2012-03-09➕LORD, Andrew James appointeddirector
- 2012-03-09➕LORD, Lynn Denise appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "LORD" — strong identity link between founder and business.
- +Founder age: Director aged approximately 70 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Lynn Lord Individual · British · DOB 10/1959 · age 67 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Andrew Lord Individual · British · DOB 01/1956 · age 70 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Construction · OX postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A & J RECONSTRUCTIONS LIMITED→ 10013565 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| A J O'CONNOR PROJECTS LTD→ 12130951 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A J PRIOR PLUMBING AND HEATING LTD→ 11946885 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| A L CORNISH LIMITED→ 10991523 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| A.K. BUILDING SERVICES (ABINGDON) LTD→ 14991924 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A&L BUILDING LTD→ 13178820 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ADAMS PLUMBING AND HEATING LIMITED→ 13925551 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AGGY'S LIMITED→ 05930802 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AGILE PROPERTY AND HOMES LIMITED→ 11893266 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| AGM CONSTRUCTION AND GROUNDWORKS LTD.→ 11133309 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AGO CONSTRUCTION LTD→ 13162400 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| AGR PAINTING AND DECORATING LTD→ 15697552 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-03-09
Jurisdictionengland-wales
Primary SIC41202 — Construction of domestic buildings
Registered office
First Floor 1 Des Roches Square
Witan Way
Witney
OX28 4BE
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-20
Last: 2026-03-06
Officers (2 active · 0 resigned)
LORD, Andrew James→
Activedirector · ~70y · appointed 2012-03-09
View their other companies + combined net worth →
LORD, Lynn Denise→
Activedirector · ~67y · appointed 2012-03-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Barclays Barclays Security Trustee Limited | A registered charge | — | 16/02/2023 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (34 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-20
accounts-with-accounts-type-micro-entity
accounts · AA
2025-09-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-12
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-20
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-02-17
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-16
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-04-14
accounts-with-accounts-type-micro-entity
accounts · AA
2021-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-03-09