CUTRONAS FS LIMITED

💤Zombieactive
07987612 · ltd · incorporated 2012-03-13
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£4.6k
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 70/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
4 officers (1 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £4,626

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£5k
↑ 320% YoY
Current Assets
£46k
↓ 23% YoY
Current Liabilities
£0£12k£24k£36k£48k£60kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£8.8k£15.3k
Current assets£46.1k£60.0k
Net assets£4.6k£1.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
6
filings
  • 2 officers
  • 2 persons-with-significant-control
  • 1 confirmation-statement
Last 180 days
6
filings
  • 2 officers
  • 2 persons-with-significant-control
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
  1. 2026-03-04
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-03-04
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  3. 2026-03-01
    MALLINSON, Joseph Alan appointed
    director
  4. 2026-03-01
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  5. 2026-03-01
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2026-03-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2026-02-27
    CHANDA, Srinath resigned
    director
  8. 2025-07-15
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  9. 2025-07-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  10. 2025-07-15
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  11. 2025-07-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2025-07-15
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2025-07-15
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2025-07-14
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  15. 2025-07-11
    CHANDA, Srinath appointed
    director
  16. 2025-07-11
    CUTRONA, Salvatore resigned
    director
  17. 2025-07-11
    MARINO, Samantha resigned
    director
  18. 2025-07-07
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2024-05-18
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2023-06-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2022-07-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  22. 2021-12-09
    📄
    second-filing-of-director-appointment-with-name
    officers · RP04AP01
  23. 2021-06-15
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  24. 2020-11-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  25. 2015-09-23
    MARINO, Samantha appointed
    director
  26. 2012-03-13
    🏢
    Company incorporated
    As CUTRONAS FS LIMITED
  27. 2012-03-13
    CUTRONA, Salvatore appointed
    director

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

1 med · 1 low
3 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: CHANDA, Srinath resigned 2026-02-27; CUTRONA, Salvatore resigned 2025-07-11; MARINO, Samantha resigned 2025-07-11

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Joseph Alan Mallinson
Individual · British · DOB 11/2003 · age 23
sig. influencesignificant influence01/03/2026
3 historic (ceased) PSCs
  • Mr Srinath Chandaceased 27/02/2026· 75-100% shares · 75-100% voting · board control
  • Samantha Marinoceased 11/07/2025· 25-50% shares · 25-50% voting
  • Mr Salvatore Cutronaceased 11/07/2025· 25-50% shares · 25-50% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-03-13
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Nria Suite, College House
Howard Street
Barrow-In-Furness
LA14 1NB
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-18
Last: 2026-03-04

Officers (1 active · 3 resigned)

MALLINSON, Joseph Alan
director · ~23y · appointed 2026-03-01
View their other companies + combined net worth →
Active
CHANDA, Srinath
director · ~41y · appointed 2025-07-11 · resigned 2026-02-27
Resigned
CUTRONA, Salvatore
director · ~51y · appointed 2012-03-13 · resigned 2025-07-11
Resigned
MARINO, Samantha
director · ~49y · appointed 2015-09-23 · resigned 2025-07-11
Resigned

Click a director name to see their full track record across all companies.

Recent filings (51 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-04
termination-director-company-with-name-termination-date
officers · TM01
2026-03-04
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-03-04
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-03-01
appoint-person-director-company-with-name-date
officers · AP01
2026-03-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-07-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-15
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-15
termination-director-company-with-name-termination-date
officers · TM01
2025-07-15
appoint-person-director-company-with-name-date
officers · AP01
2025-07-15
termination-director-company-with-name-termination-date
officers · TM01
2025-07-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-07-14
accounts-with-accounts-type-micro-entity
accounts · AA
2025-07-07