ANDERSON FINANCIAL MANAGEMENT LIMITED
🌳Matureactive
07990416 · ltd · incorporated 2012-03-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 12.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£17.6k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial management
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 12.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £17,564
Net assets shrinking
Down £29,551 YoY
Cash YoY
+280%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£161k
↑ 280% YoY
Net Worth
£18k
↓ 63% YoY
Current Assets
£400k
↑ 126% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £735.4k | £951.1k |
| Current assets | £400.2k | £177.2k |
| Cash | £161.5k | £42.5k |
| Debtors | £238.7k | £134.7k |
| Net assets | £17.6k | £47.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2025-10-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-10-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-04📄memorandum-articlesincorporation · MA
- 2021-03-04📄resolutionresolution · RESOLUTIONS
- 2021-02-25📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2021-02-25📄capital-name-of-class-of-sharescapital · SH08
- 2020-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-06📄capital-name-of-class-of-sharescapital · SH08
- 2019-12-06📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2019-12-06📄resolutionresolution · RESOLUTIONS
- 2019-10-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-18📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-02-18🔓Charge satisfied #1
- 2018-09-07📄resolutionresolution · RESOLUTIONS
- 2018-09-05📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2014-04-17🔒Charge registered #1Lender: Metro Bank PLC
- 2012-03-14🏢Company incorporatedAs ANDERSON FINANCIAL MANAGEMENT LIMITED
- 2012-03-14➕ANDERSON, Anthony David Frederick appointeddirector
- 2012-03-14➕ANDERSON, Jessica Claire appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "ANDERSON" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Anthony David Frederick Anderson Individual · British · DOB 09/1973 · age 53 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Jessica Claire Anderson Individual · British · DOB 05/1978 · age 48 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Professional services · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AMANDA LODGE LIMITED→ 11432364 · est 2018 | — | — | £11.9k | — | 7y | — | — |
| AMBERQUIN LIMITED→ 07204421 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| AMCOR HOLDING NO.1 LIMITED→ 04227427 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| AMELIORATE CONSULTANCY LTD→ 12871173 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AML & GOVERNANCE CONSULTANCY LTD→ 13024507 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AMRO ACCOUNTANCY LTD.→ 10097914 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| AMS 4 CONSULTING LTD→ 12018641 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| AMY SWEET LIMITED→ 16555358 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANDERSON PARSLOW LTD→ 11590526 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ANDREA PIERCE PROBATE SERVICES LIMITED→ 13078128 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ANDRES CONSULTANCY LTD→ 16002382 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREW JOHN CONSULTING LIMITED→ 06566973 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-03-14
Jurisdictionengland-wales
Primary SIC70221 — Financial management
Registered office
Saville Court 10-11 Saville Place
Clifton
Bristol
BS8 4EJ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-28
Last: 2026-03-14
Officers (2 active · 0 resigned)
ANDERSON, Anthony David Frederick→
Activedirector · ~53y · appointed 2012-03-14
View their other companies + combined net worth →
ANDERSON, Jessica Claire→
Activedirector · ~48y · appointed 2012-03-14
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Metro Bank Metro Bank PLC | A registered charge | — | 17/04/2014 | 18/02/2019 |
Recent filings (48 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-10-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-10-05
confirmation-statement-with-updates
confirmation-statement · CS01
2021-03-23
memorandum-articles
incorporation · MA
2021-03-04
resolution
resolution · RESOLUTIONS
2021-03-04
capital-variation-of-rights-attached-to-shares
capital · SH10
2021-02-25
capital-name-of-class-of-shares
capital · SH08
2021-02-25