CASSONS FINANCIAL PLANNING LIMITED

💤Zombieactive
08010365 · ltd · incorporated 2012-03-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
£44.6k
book net assets
Opportunity
79/100
Strong
🔔
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What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 79/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -85% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

1 live charge · oldest 2.3y

10/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Newest facility, 2.3 years old — likely still in initial term.
  • · Single lender — cleanest path to refinance.
  • · Distress signals active — lender appetite narrows.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
7 officers (1 active, 7 linked, 7 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £44,580
Net assets shrinking
Down £26,729 YoY
Cash draining
Cash down 85% YoY
Cash YoY
-85%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£18k
↓ 85% YoY
Net Worth
£45k
↓ 37% YoY
Current Assets
£126k
↓ 21% YoY
Current Liabilities
—
£0£32k£64k£96k£128k£160kApr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30
Total assets£44.6k£71.4k
Current assets£126.1k£160.3k
Cash£18.5k£120.7k
Debtors£107.6k£39.6k
Net assets£44.6k£71.3k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
3
filings
  • • 2 persons-with-significant-control
  • • 1 confirmation-statement
Last 180 days
4
filings
  • • 2 persons-with-significant-control
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
  1. 2026-04-27
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  2. 2026-04-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  3. 2026-01-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2025-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-05-20
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  6. 2024-05-07
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-03-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  8. 2024-02-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2024-02-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2024-02-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  11. 2024-02-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2024-02-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  13. 2024-02-09
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2024-02-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2024-02-09
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2024-02-08
    ➕
    BOOTH, Simon Warwick appointed
    director
  17. 2024-02-08
    ➖
    GREENWOOD, Steven resigned
    director
  18. 2024-02-08
    ➖
    HAYMAN, Clifford Ashley resigned
    director
  19. 2024-02-08
    ➖
    NUTTER, Leslie resigned
    director
  20. 2024-02-08
    ➖
    STOCKTON, Nicholas Charles resigned
    director
  21. 2024-02-08
    ➖
    TICE, Colin resigned
    director
  22. 2024-02-08
    🔒
    Charge registered #1
    Lender: Vertus Capital SPV1 Limited
  23. 2023-04-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  24. 2023-04-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  25. 2023-04-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  26. 2023-04-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  27. 2022-07-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  28. 2018-06-05
    ➖
    DAVENPORT, John David resigned
    director
  29. 2013-07-03
    ➕
    DAVENPORT, John David appointed
    director
  30. 2012-03-28
    🏢
    Company incorporated
    As CASSONS FINANCIAL PLANNING LIMITED
  31. 2012-03-28
    ➕
    GREENWOOD, Steven appointed
    director
  32. 2012-03-28
    ➕
    HAYMAN, Clifford Ashley appointed
    director
  33. 2012-03-28
    ➕
    NUTTER, Leslie appointed
    director
  34. 2012-03-28
    ➕
    STOCKTON, Nicholas Charles appointed
    director
  35. 2012-03-28
    ➕
    TICE, Colin appointed
    director

Owner dependency

83/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

55/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Foresight Wealth Group Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Foresight Wealth Group Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
CASSONS FINANCIAL PLANNING LIMITED
This company · 08010365

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Foresight Wealth Group Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting20/03/2025
1 historic (ceased) PSC
  • Claret F P H Limitedceased 20/03/2025· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-03-28
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

Richmond House 1a Heath Road
Hale
Altrincham
Cheshire
WA14 2XP
England

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-11
Last: 2026-03-28

Officers (1 active · 6 resigned)

BOOTH, Simon Warwick→
director · ~62y · appointed 2024-02-08
View their other companies + combined net worth →
Active
DAVENPORT, John David→
director · ~62y · appointed 2013-07-03 · resigned 2018-06-05
Resigned
GREENWOOD, Steven→
director · ~66y · appointed 2012-03-28 · resigned 2024-02-08
Resigned
HAYMAN, Clifford Ashley→
director · ~75y · appointed 2012-03-28 · resigned 2024-02-08
Resigned
NUTTER, Leslie→
director · ~68y · appointed 2012-03-28 · resigned 2024-02-08
Resigned
STOCKTON, Nicholas Charles→
director · ~61y · appointed 2012-03-28 · resigned 2024-02-08
Resigned
TICE, Colin→
director · ~66y · appointed 2012-03-28 · resigned 2024-02-08
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Vertus Capital SPV1
Vertus Capital SPV1 Limited
A registered charge—08/02/2024—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (54 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-27
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2026-04-27
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2026-04-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-03-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-30
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-05-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-07
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-03-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-02-13
termination-director-company-with-name-termination-date
officers · TM01
2024-02-09
termination-director-company-with-name-termination-date
officers · TM01
2024-02-09
termination-director-company-with-name-termination-date
officers · TM01
2024-02-09
termination-director-company-with-name-termination-date
officers · TM01
2024-02-09