ABUNDANT REFERRALS LTD
🌳Matureactive
08052475 · ltd · incorporated 2012-05-01
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£510
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Activities of business and employers membership organisations
Sector: Other service activities
Investor take
PursueStrong opportunity: asset-holding vehicle with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 13.9y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 13.9 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £510
Net assets shrinking
Down £14 YoY
Cash YoY
-28%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£39k
↓ 28% YoY
Net Worth
£510
↓ 2.7% YoY
Current Assets
£228k
↓ 2.7% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £1.2k | £11.5k |
| Current assets | £228.2k | £234.4k |
| Cash | £39.1k | £54.5k |
| Debtors | £189.1k | £180.0k |
| Net assets | £510 | £524 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2026-02-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-02-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-26📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-03-31📄resolutionresolution · RESOLUTIONS
- 2019-12-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-12-14🔓Charge satisfied #1
- 2019-10-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-02-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-10-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-02-01📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-14📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-05-27📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-06-11🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2012-05-01🏢Company incorporatedAs ABUNDANT REFERRALS LTD
- 2012-05-01➕FORGHAM, Nicholas Edward appointeddirector
- 2012-05-01➕LEWIS, Julian Robert appointeddirector
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Nicholas Edward Forgham Individual · British · DOB 03/1962 · age 64 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mr Julian Robert Lewis Individual · British · DOB 04/1968 · age 58 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Other · RG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 196 TILEHURST ROAD (READING) MANAGEMENT COMPANY LIMITED→ 05944781 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| A1 KITCHENS LIMITED→ 09544242 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ABERARDER WIND FARM LLP→ OC398487 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| ACCOLADE PROPERTIES LLP→ OC427094 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCRUE (MAIDENHEAD) LLP→ OC436985 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ACORN PROPERTY PARTNERSHIP LLP→ OC439577 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AD LETTINGS LIMITED→ 15443803 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ADDIDI ANGELS LLP→ OC342212 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ADECO EXCEL LLP→ OC352633 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ADSERVIO MANAGEMENT LLP→ OC359985 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| ADVANCE THROWING MILLS LIMITED→ 00809250 · est 1964 · no financials extracted | — | — | — | — | 61y | — | — |
| ADVOCACY BRIDGE CONSULTING LLP→ OC460105 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-05-01
Jurisdictionengland-wales
Primary SIC94110 — Activities of business and employers membership organisations
Registered office
Ransom Briff Lane
Upper Bucklebury
Reading
RG7 6ST
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2027-05-15
Last: 2026-05-01
Officers (2 active · 0 resigned)
FORGHAM, Nicholas Edward→
Activedirector · ~64y · appointed 2012-05-01
View their other companies + combined net worth →
LEWIS, Julian Robert→
Activedirector · ~58y · appointed 2012-05-01
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Debenture | 1 property | 11/06/2012 | 14/12/2019 |
Recent filings (34 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-10
accounts-with-accounts-type-micro-entity
accounts · AA
2022-02-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-05
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2020-10-26
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-05-15
resolution
resolution · RESOLUTIONS
2020-03-31