BILBROUGH HOLDINGS LIMITED
🌳Matureactive
08067150 · ltd · incorporated 2012-05-14
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£442.3k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of open-ended investment companies
Sector: Financial & insurance
Investor take
PursueActive trading company with a 80-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (68/100, director aged 80). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -33% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 5.1y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
49 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £442,294
Cash YoY
-33%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£28k
↓ 33% YoY
Net Worth
£442k
↑ 4.7% YoY
Current Assets
£63k
↑ 29% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £473.4k | £453.4k |
| Current assets | £63.1k | £48.8k |
| Cash | £27.5k | £40.9k |
| Debtors | £35.6k | £7.8k |
| Net assets | £442.3k | £422.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
7
filings
- • 3 officers
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-02-05📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-12-23📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2025-12-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-23📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-12-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-01-15📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-01-14📄gazette-notice-compulsorygazette · GAZ1
- 2025-01-08➕PERCIVAL, Mar appointedsecretary
- 2025-01-07➖PERCIVAL, Brian resignedsecretary
- 2025-01-07➖PERCIVAL, Brian resigneddirector
- 2024-09-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-05➕PERCIVAL, Mark Richard appointeddirector
- 2024-02-03📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-01-16📄gazette-notice-compulsorygazette · GAZ1
- 2023-11-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-11📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-07🔒Charge registered #1Lender: Brian Percival
- 2020-11-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-07-08➕PERCIVAL, Rosamund Ann appointeddirector
- 2012-05-14🏢Company incorporatedAs BILBROUGH HOLDINGS LIMITED
- 2012-05-14➕PERCIVAL, Brian appointedsecretary
- 2012-05-14➕PERCIVAL, Brian appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 80 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 80 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Richard Percival Individual · British · DOB 11/1969 · age 57 | — | — | sig. influencesignificant influence | 08/01/2025 |
1 historic (ceased) PSC
- Mr Brian Percivalceased 07/01/2025· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ATTIS INSURANCE BROKERS LTD→ 12955173 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AYATUNI PROPERTY LTD→ 16895665 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BELLOTAS INVESTMENTS→ 11128919 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BELTON SIGNS LIMITED→ 13794599 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| BENJAMIN MOSES GROUP LIMITED→ 12627289 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BERESFORD. I.B. LIMITED→ 08724406 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| BERRY & OAK LIMITED→ 09940516 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BICKLEY INSURANCE SERVICES LIMITED→ 02880377 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| BIGNUMBERTEN ENTERPRISES LTD→ 16359429 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BITA'S MORTGAGE SERVICES LTD→ 11168450 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| BJP HOLDINGS LIMITED→ 05617794 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| BJP INSURANCE BROKERS LIMITED→ 03486694 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-05-14
Jurisdictionengland-wales
Primary SIC64304 — Activities of open-ended investment companies
Registered office
4-6 Bridge Street
Tadcaster
LS24 9AL
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-10
Last: 2025-10-27
Officers (3 active · 2 resigned)
Active
PERCIVAL, Mark Richard→
Activedirector · ~57y · appointed 2024-02-05
View their other companies + combined net worth →
PERCIVAL, Rosamund Ann→
Activedirector · ~80y · appointed 2017-07-08
View their other companies + combined net worth →
PERCIVAL, Brian→
Resignedsecretary · appointed 2012-05-14 · resigned 2025-01-07
PERCIVAL, Brian→
Resigneddirector · ~80y · appointed 2012-05-14 · resigned 2025-01-07
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Brian Percival | A registered charge | — | 07/05/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (49 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-18
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-02-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-29
appoint-person-secretary-company-with-name-date
officers · AP03
2025-12-23
termination-director-company-with-name-termination-date
officers · TM01
2025-12-23
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-23
gazette-filings-brought-up-to-date
gazette · DISS40
2025-01-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-14
gazette-notice-compulsory
gazette · GAZ1
2025-01-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-19
appoint-person-director-company-with-name-date
officers · AP01
2024-03-01
gazette-filings-brought-up-to-date
gazette · DISS40
2024-02-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-02
gazette-notice-compulsory
gazette · GAZ1
2024-01-16