GUL INSURANCE SOLUTIONS LTD
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · IFRS| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (23 events)Click to expand
- 2025-08-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-02-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-09-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-05-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-04-27➖KHAN, Burhaan resigneddirector
- 2019-08-14📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-06-11📄capital-allotment-sharescapital · SH01
- 2018-08-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-03-07📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-08-11📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-07-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2015-07-15➖BASHIR, Mohammed Yasin resigneddirector
- 2015-07-15➕KHAN, Burhaan appointeddirector
- 2012-11-11➖ALI, Hamid resigneddirector
- 2012-11-11➕BASHIR, Mohammed Yasin appointeddirector
- 2012-10-24➕ALI, Hamid appointeddirector
- 2012-06-12🏢Company incorporatedAs GUL INSURANCE SOLUTIONS LTD
- 2012-06-12➕GULL, Malik Waheed appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Malik Waheed Gull Individual · British · DOB 07/1967 · age 59 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 01/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · PR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| EP GEN LTD→ 16876561 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| EQUITY RELEASE 4 US LIMITED→ 14190455 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| G S FINANCIAL PLANNING LIMITED→ 08574589 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| GREY BEARD INVESTMENT LTD→ 13888404 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| GUL MORTGAGES LTD→ 16982614 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| HALARIC JOHN LIMITED→ 13419163 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| HAMILTON DOUGLAS LEGAL LIMITED→ 09798535 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| HAMILTON FINANCIAL SOLUTIONS (UK) LTD→ 12933333 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| HANALEX WEALTH LTD→ 07606007 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| HAPPY2PAY LIMITED→ 14743156 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| HAPPYDEPTH LIMITED→ 02687527 · est 1992 · no financials extracted | — | — | — | — | 34y | — | — |
| HAWKINS ASSET MANAGEMENT LTD→ 08370605 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
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