A H & Z ASSOCIATES LIMITED
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 2.6y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Newest facility, 2.6 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Average employees | 2900 | 3800 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 accounts
Corporate timeline (29 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-08📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-05📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2023-10-31🔒Charge registered #1Lender: Offa Mezz 1 LTD
- 2023-10-25📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-06📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-10-04➕SHIMUL, Papia Sultana appointedsecretary
- 2023-10-04📄change-person-director-company-with-change-dateofficers · CH01
- 2023-10-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-10-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-06-15📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-16📄gazette-filings-brought-up-to-dategazette · DISS40
- 2022-03-15📄gazette-notice-compulsorygazette · GAZ1
- 2015-03-30➖MORTUZA, Golam resignedsecretary
- 2014-12-24➕MORTUZA, Golam appointedsecretary
- 2014-12-24➖MORTUZA, Golam resigneddirector
- 2014-11-24➖ISLAM, Zahirul resignedsecretary
- 2014-05-01➕ISLAM, Zahirul appointeddirector
- 2013-09-19➕ISLAM, Zahirul appointedsecretary
- 2012-06-19🏢Company incorporatedAs A H & Z ASSOCIATES LIMITED
- 2012-06-19➕MORTUZA, Golam appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 12 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Golam Mortuza Individual · British · DOB 02/1978 · age 48 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control · firm interest | 02/04/2025 |
Mr Zahirul Islam Individual · Bangladeshi · DOB 01/1981 · age 45 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 24/12/2016 |
1 historic (ceased) PSC
- Ms Papia Sultana Shimulceased 02/04/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Offa Mezz 1 Offa Mezz 1 LTD | A registered charge | 1 property | 31/10/2023 | — |