CASH & CHEQUE EXPRESS LIMITED
🌳Matureactive
08118444 · ltd · incorporated 2012-06-25
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (2 active, 7 linked, 6 with DOB)
87
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 confirmation-statement
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (29 events)Click to expand
- 2026-03-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-03-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-03-19📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-08-17📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-02-16📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-02-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-02-16📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-02-06➕VADGAMA, Alison Ann appointeddirector
- 2023-02-06➖MADSON, Gregory Todd Jacob resignedsecretary
- 2023-02-06➖SCOGGINS, Stephen Mitchell resigneddirector
- 2022-03-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-10-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-11-14📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-08-09📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-05-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-05-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2018-05-16➖DEVAULT, Daphne Lynn resigneddirector
- 2018-05-16➖LANE, William Scot resigneddirector
- 2017-09-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2015-08-18➖WHEELER, Toby Jonathan resigneddirector
- 2015-06-29➕BALDWIN, Kristopher Alan appointeddirector
- 2012-07-01➕MADSON, Gregory Todd Jacob appointedsecretary
- 2012-07-01➕DEVAULT, Daphne Lynn appointeddirector
- 2012-07-01➕LANE, William Scot appointeddirector
- 2012-07-01➕SCOGGINS, Stephen Mitchell appointeddirector
- 2012-06-25🏢Company incorporatedAs CASH & CHEQUE EXPRESS LIMITED
- 2012-06-25➕WHEELER, Toby Jonathan appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Dtw Associates Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Dtw Associates Limited
Corporate parent · holds 75-100% shares · board control
⬇
CASH & CHEQUE EXPRESS LIMITED
This company · 08118444
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dtw Associates Limited Corporate entity | 75–100% | 75–100% | board controlsig. influence75-100% shares · 75-100% voting · board control · significant influence · firm interest | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · HP postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ATALINE ADVISERS LIMITED→ 15480030 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BEAUMONT, LAWRENCE & CO. LIMITED→ 01107194 · est 1973 · no financials extracted | — | — | — | — | 53y | — | — |
| BML GENERAL PARTNER LIMITED→ 05828402 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| BRITISH GREEN FINANCE LIMITED→ 07025025 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BROOKS,BRAITHWAITE & CO.LIMITED→ 00852888 · est 1965 · no financials extracted | — | — | — | — | 60y | — | — |
| BUSINESS FUNDING PORTAL LIMITED→ 06471974 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| CALLIPER INVESTMENTS LTD→ 15498581 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CHAGCREST INVESTMENTS LIMITED→ 11346854 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| CHARTBIND MANAGEMENT LIMITED→ 12850185 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CHILTERN ASSET FINANCE LTD→ 04495784 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| CHILTERN FINANCIAL CONSULTANTS LIMITED→ 09784785 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CHILTERN MORTGAGES LTD→ 15737271 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-06-25
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Unit 2 Rycote Court
23-25 Buckingham Street
Aylesbury
Buckinghamshire
HP20 2LA
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-07-09
Last: 2026-06-25
Officers (2 active · 5 resigned)
BALDWIN, Kristopher Alan→
Activedirector · ~51y · appointed 2015-06-29
View their other companies + combined net worth →
VADGAMA, Alison Ann→
Activedirector · ~57y · appointed 2023-02-06
View their other companies + combined net worth →
MADSON, Gregory Todd Jacob→
Resignedsecretary · appointed 2012-07-01 · resigned 2023-02-06
DEVAULT, Daphne Lynn→
Resigneddirector · ~77y · appointed 2012-07-01 · resigned 2018-05-16
LANE, William Scot→
Resigneddirector · ~63y · appointed 2012-07-01 · resigned 2018-05-16
SCOGGINS, Stephen Mitchell→
Resigneddirector · ~66y · appointed 2012-07-01 · resigned 2023-02-06
WHEELER, Toby Jonathan→
Resigneddirector · ~49y · appointed 2012-06-25 · resigned 2015-08-18
Click a director name to see their full track record across all companies.
Recent filings (46 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-07-02
accounts-with-accounts-type-dormant
accounts · AA
2026-03-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-08
accounts-with-accounts-type-dormant
accounts · AA
2025-03-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-08
accounts-with-accounts-type-dormant
accounts · AA
2024-03-19
change-person-director-company-with-change-date
officers · CH01
2023-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-06
accounts-with-accounts-type-dormant
accounts · AA
2023-03-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-02-16
appoint-person-director-company-with-name-date
officers · AP01
2023-02-16
termination-director-company-with-name-termination-date
officers · TM01
2023-02-16
termination-secretary-company-with-name-termination-date
officers · TM02
2023-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-07
accounts-with-accounts-type-dormant
accounts · AA
2022-03-31