DUNE FINANCIAL PLANNING LIMITED

🌳Matureactive
08121664 · ltd · incorporated 2012-06-27
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 12.1y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Aug 2025
Net worth
—
book net assets
Opportunity
74/100
Strong
🔔
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 85/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 12.1y

70/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 12.1 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 9 with DOB)
86
Ownership & PSC
1 active PSC(s) of 7 total, 7 with control declared
90
Director network
Network not yet resolved
30
Filing history
72 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-31
Average employees55

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
4
filings
  • • 1 accounts
  • • 1 resolution
  • • 1 incorporation
Last 180 days
6
filings
  • • 2 capital
  • • 1 accounts
  • • 1 resolution
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
  1. 2026-05-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-05-03
    📄
    resolution
    resolution · RESOLUTIONS
  3. 2026-05-03
    📄
    memorandum-articles
    incorporation · MA
  4. 2026-05-03
    📄
    capital-name-of-class-of-shares
    capital · SH08
  5. 2026-04-15
    📄
    capital-allotment-shares
    capital · SH01
  6. 2025-08-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2024-05-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-11-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2023-05-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2022-05-26
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  11. 2022-05-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2022-05-20
    ➕
    HARTLEY, Nicola Ann appointed
    director
  13. 2022-05-20
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  14. 2021-05-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2020-01-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-04-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2018-10-29
    📄
    accounts-with-accounts-type-small
    accounts · AA
  18. 2018-08-10
    📄
    change-account-reference-date-company-previous-shortened
    accounts · AA01
  19. 2018-08-08
    🔓
    Charge satisfied #2
  20. 2017-09-08
    🔓
    Charge satisfied #1
  21. 2017-08-29
    🔒
    Charge registered #2
    Lender: Morag Elizabeth Fowler
  22. 2017-08-10
    ➖
    BROADBENT, David Edward Spencer resigned
    secretary
  23. 2017-08-10
    ➖
    BROADBENT, David Edward Spencer resigned
    director
  24. 2017-05-19
    ➕
    MANN, James Peter appointed
    director
  25. 2017-05-19
    ➖
    WATSON, Peter Richard resigned
    director
  26. 2016-12-28
    ➖
    MOAT, Christopher resigned
    director
  27. 2016-09-30
    ➕
    BROADBENT, David Edward Spencer appointed
    secretary
  28. 2016-09-30
    ➖
    GITTINS, John Anthony resigned
    secretary
  29. 2016-09-30
    ➕
    BROADBENT, David Edward Spencer appointed
    director
  30. 2016-09-30
    ➖
    GITTINS, John Anthony resigned
    director
  31. 2015-11-10
    ➕
    GITTINS, John Anthony appointed
    secretary
  32. 2015-11-10
    ➕
    GITTINS, John Anthony appointed
    director
  33. 2015-11-10
    ➕
    WATSON, Peter Richard appointed
    director
  34. 2015-11-10
    ➖
    WATSON, Peter Richard resigned
    director
  35. 2014-07-31
    ➖
    JONES, Craig David resigned
    director
  36. 2014-07-31
    ➖
    MANN, James Peter resigned
    director
  37. 2014-07-31
    ➕
    MOAT, Christopher appointed
    director
  38. 2014-06-16
    🔒
    Charge registered #1
    Lender: Aib Group (UK) PLC
  39. 2013-07-01
    ➕
    MANN, James Peter appointed
    director
  40. 2012-06-27
    🏢
    Company incorporated
    As DUNE FINANCIAL PLANNING LIMITED
  41. 2012-06-27
    ➕
    JONES, Craig David appointed
    director
  42. 2012-06-27
    ➕
    WATSON, Peter Richard appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Dune Financial Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Dune Financial Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
DUNE FINANCIAL PLANNING LIMITED
This company · 08121664

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Dune Financial Holdings Limited
Corporate entity
75–100%
75–100%75-100% shares · 75-100% voting29/08/2017
6 historic (ceased) PSCs
  • Mr James Peter Mannceased 29/08/2017· significant influence
  • Mr David Edward Spencer Broadbentceased 10/08/2017· significant influence
  • Simpson Millar Llpceased 29/08/2017· 75-100% shares · 75-100% voting · board control
  • Mr Peter Richard Watsonceased 19/05/2017· significant influence
  • Mr Christopher Moatceased 28/12/2016· significant influence
  • Mr John Anthony Gittinsceased 30/09/2016· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-06-27
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

4 Park Place
Leeds
LS1 2RU
England

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2027-03-26
Last: 2026-03-12

Officers (2 active · 9 resigned)

HARTLEY, Nicola Ann→
director · ~41y · appointed 2022-05-20
View their other companies + combined net worth →
Active
MANN, James Peter→
director · ~48y · appointed 2017-05-19
View their other companies + combined net worth →
Active
BROADBENT, David Edward Spencer→
secretary · appointed 2016-09-30 · resigned 2017-08-10
Resigned
GITTINS, John Anthony→
secretary · appointed 2015-11-10 · resigned 2016-09-30
Resigned
BROADBENT, David Edward Spencer→
director · ~58y · appointed 2016-09-30 · resigned 2017-08-10
Resigned
GITTINS, John Anthony→
director · ~66y · appointed 2015-11-10 · resigned 2016-09-30
Resigned
JONES, Craig David→
director · ~57y · appointed 2012-06-27 · resigned 2014-07-31
Resigned
MANN, James Peter→
director · ~48y · appointed 2013-07-01 · resigned 2014-07-31
Resigned
MOAT, Christopher→
director · ~58y · appointed 2014-07-31 · resigned 2016-12-28
Resigned
WATSON, Peter Richard→
director · ~63y · appointed 2015-11-10 · resigned 2017-05-19
Resigned
WATSON, Peter Richard→
director · ~63y · appointed 2012-06-27 · resigned 2015-11-10
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Morag Elizabeth Fowler
A registered charge—29/08/201708/08/2018
satisfied
Aib Group (UK)
Aib Group (UK) PLC
A registered charge1 property16/06/201408/09/2017

Recent filings (72 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-29
resolution
resolution · RESOLUTIONS
2026-05-03
memorandum-articles
incorporation · MA
2026-05-03
capital-name-of-class-of-shares
capital · SH08
2026-05-03
capital-allotment-shares
capital · SH01
2026-04-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-19
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-15
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-05-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-23