ELBA CARE LIMITED
- · Oldest live charge 12.6y old — refinance window within 12 months
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
1 live charge · oldest 12.6y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | £1.33M | £1.20M |
| Current assets | £600.3k | £543.3k |
| Cash | £37.8k | — |
| Debtors | £562.5k | — |
| Net assets | £1.20M | £1.06M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Corporate timeline (21 events)Click to expand
- 2025-11-26📄gazette-filings-brought-up-to-dategazette · DISS40
- 2025-11-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-18📄gazette-notice-compulsorygazette · GAZ1
- 2025-11-06➖SUNNY, Ankith resigneddirector
- 2025-05-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-05-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-08-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-12-04📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-12-01➕SUNNY, Ankith appointeddirector
- 2021-06-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-06-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-07-18📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-05-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-05-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-05-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-05-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-12-24🔒Charge registered #1Lender: Santander UK PLC (As Security Trustee)
- 2013-04-06➕CHACKO, Biju appointeddirector
- 2012-08-28🏢Company incorporatedAs ELBA CARE LIMITED
- 2012-08-28➕ABRAHAM, Leenumol appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Biju Chacko Individual · British · DOB 01/1976 · age 50 | 50–75% | — | 50-75% shares | 01/07/2016 |
Mrs Leenumol Abraham Individual · British · DOB 02/1977 · age 49 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Santander Santander UK PLC (As Security Trustee) | A registered charge | 1 property | 24/12/2013 | — |