B AND S TEXTILES LIMITED

🌳Matureactive
08195753 · ltd · incorporated 2012-08-30
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 13.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Sept 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
🔔
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What this business does
Primary activity: SIC 46160
Sector: Wholesale & retail
Investor take
Pursue
Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 80/100 (exceptional), bankability 80/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 13.7y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 13.7 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
42 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£104k£207k£311k£415k£519kSept 2024Sept 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-09-302024-09-30
Cash—£242.5k
Net assets—£518.7k
Average employees10—

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2025-12-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2024-08-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  4. 2024-05-09
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-02-02
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2024-02-01
    ➕
    SMITH, Alison Maria appointed
    director
  7. 2022-12-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2022-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2021-01-11
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2020-01-22
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2020-01-21
    ➕
    SMITH, Susan Mary appointed
    director
  12. 2019-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2019-05-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2019-05-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2019-04-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2019-04-16
    📄
    capital-alter-shares-redemption-statement-of-capital
    capital · SH02
  17. 2019-03-31
    ➖
    SMITH, Stanley Brian resigned
    director
  18. 2019-03-31
    ➖
    SMITH, Susan Mary resigned
    director
  19. 2018-09-05
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  20. 2018-04-16
    📄
    capital-alter-shares-redemption-statement-of-capital
    capital · SH02
  21. 2018-04-06
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  22. 2012-10-16
    🔒
    Charge registered #1
    Lender: Svenska Handelsbanken Ab (Publ)
  23. 2012-08-30
    🏢
    Company incorporated
    As B AND S TEXTILES LIMITED
  24. 2012-08-30
    ➕
    SMITH, Simon Michael Rutherford appointed
    director
  25. 2012-08-30
    ➕
    SMITH, Stanley Brian appointed
    director
  26. 2012-08-30
    ➕
    SMITH, Susan Mary appointed
    director

Owner dependency

73/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Founder age: Director aged approximately 75 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

33/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • primaryFamily succession underway: Not a takeover target — SMITH, Alison Maria (same surname) appointed 2024-02-01. Pattern consistent with intra-family handover.
  • primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Rutherford-Smith Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Rutherford-Smith Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
⬇
B AND S TEXTILES LIMITED
This company · 08195753

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Rutherford-Smith Holdings Limited
Corporate entity
75–100%
75–100%sig. influence75-100% shares · 75-100% voting · significant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-08-30
Jurisdictionengland-wales
Primary SIC46160 — SIC 46160

Registered office

The Barn 119 Garstang Road
Claughton On Brock
Preston
Lancashire
PR3 0PH
United Kingdom

Filing status

Accounts
Next due: 2027-06-30
Last made up to: 2025-09-30
Confirmation statement
Next due: 2026-09-13
Last: 2025-08-30

Officers (3 active · 2 resigned)

SMITH, Alison Maria→
director · ~53y · appointed 2024-02-01
View their other companies + combined net worth →
Active
SMITH, Simon Michael Rutherford→
director · ~51y · appointed 2012-08-30
View their other companies + combined net worth →
Active
SMITH, Susan Mary→
director · ~75y · appointed 2020-01-21
View their other companies + combined net worth →
Active
SMITH, Stanley Brian→
director · ~77y · appointed 2012-08-30 · resigned 2019-03-31
Resigned
SMITH, Susan Mary→
director · ~75y · appointed 2012-08-30 · resigned 2019-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Svenska Handelsbanken Ab (Publ)
Mortgage debenture1 property16/10/2012—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (42 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-08-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-09
appoint-person-director-company-with-name-date
officers · AP01
2024-02-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-08-31
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-10
appoint-person-director-company-with-name-date
officers · AP01
2020-01-22