ANDREW WHITEHOUSE ASSOCIATES LIMITED
🌳Matureactive
08206315 · ltd · incorporated 2012-09-07
Investment thesis
Unencumbered property vehicle — clean asset-backed target with refinance headroom.
Why interesting: Property-holding entity with no live charges; straightforward asset-backed case.
Why risky: Values depend on title and valuation; property-specific market exposure.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68209Other letting and operating of own or leased real estate
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-31 | 2023-12-31 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 3 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2026-02-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-01-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-09-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-07-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-29📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-06-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-04-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-08-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-08-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-07-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-09-21📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2012-09-07🏢Company incorporatedAs ANDREW WHITEHOUSE ASSOCIATES LIMITED
- 2012-09-07➕WHITEHOUSE, Andrew Stuart appointeddirector
- 2012-09-07➕WHITEHOUSE, Annabel Louise appointeddirector
Owner dependency
100/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "WHITEHOUSE" — strong identity link between founder and business.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Annabel Louise Whitehouse Individual · British · DOB 03/1966 · age 60 | 25–50% | — | 25-50% shares | 27/11/2023 |
Mr Andrew Stuart Whitehouse Individual · British · DOB 07/1961 · age 65 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · LU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 147 COMMERCIAL FINANCE LTD→ 15027948 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 147 FINANCIAL SERVICES LTD→ 10614617 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 305 INVESTMENTS (LONDON) LTD→ 15852386 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 9INEFIGURES LTD→ 12417461 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| ACCALON ASSOCIATES LIMITED→ 04458547 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ADEPT FINANCE LIMITED→ 13765517 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AISHAD PROPERTY FINANCE LTD→ 12769290 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ALLIANCE STAFFING & SECURITY LIMITED→ 16860317 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ANADEROL LTD→ 15460536 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ASAD NABIHA LTD→ 16826202 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AZZUNO LIMITED→ 12087618 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| B LYALL LIMITED→ 07733773 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-09-07
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
2 Crafton
Mentmore
Leighton Buzzard
Bedfordshire
LU7 0QL
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-09-21
Last: 2025-09-07
Officers (2 active · 0 resigned)
WHITEHOUSE, Andrew Stuart→
Activedirector · ~65y · appointed 2012-09-07
View their other companies + combined net worth →
WHITEHOUSE, Annabel Louise→
Activedirector · ~60y · appointed 2012-09-07
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (31 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-11
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-01-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-18
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-09-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-09-09