ACORN PROPERTY (SOUTH WALES) LIMITED
🌳Matureactive
08255817 · ltd · incorporated 2012-10-16
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 11.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Oct 2025
Net worth
£858.4k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 76-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 65/100. Strong seller-intent signal (63/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
20 live charges · 2 lenders · oldest 11.5y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 11.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (73/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
20 charges (20/20 with lender, 20/20 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 6 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £858,431
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
£858k
Current Assets
£1.1m
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-10-31 |
|---|---|
| Total assets | £7.39M |
| Current assets | £1.08M |
| Net assets | £858.4k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
1
filing
- • 1 mortgage
Last 90 days
1
filing
- • 1 mortgage
Last 180 days
2
filings
- • 1 mortgage
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (63 events)Click to expand
- 2026-06-03📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2026-03-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-11-07📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-28📄mortgage-charge-part-both-with-charge-numbermortgage · MR05
- 2025-07-28📄mortgage-charge-part-both-with-charge-numbermortgage · MR05
- 2025-06-06📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-06-06📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-06-06🔓Charge satisfied #5
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31📄mortgage-charge-part-release-with-charge-numbermortgage · MR05
- 2025-03-31🔓Charge satisfied #15
- 2025-03-31🔓Charge satisfied #13
- 2025-03-19🔓Charge satisfied #11
- 2025-03-19🔓Charge satisfied #7
- 2025-03-19🔓Charge satisfied #6
- 2025-03-19🔓Charge satisfied #4
- 2025-03-19🔓Charge satisfied #3
- 2024-03-20🔓Charge satisfied #18
- 2024-02-21🔒Charge registered #20Lender: Shawbrook Bank Limited
- 2019-03-27➕BRIGHT, Matthew William appointeddirector
- 2019-03-27➖BRIGHT, James Henry resigneddirector
- 2019-03-13➖NICHOLSON, Nigel Anthony resigneddirector
- 2018-11-29🔒Charge registered #19Lender: Lloyds Bank PLC
- 2018-07-20🔒Charge registered #18Lender: Lloyds Bank PLC
- 2018-03-28🔒Charge registered #17Lender: Lloyds Bank PLC
- 2017-10-02🔒Charge registered #16Lender: Lloyds Bank PLC
- 2017-06-02🔒Charge registered #15Lender: Lloyds Bank PLC
- 2017-03-22🔒Charge registered #14Lender: Lloyds Bank PLC
- 2016-10-14🔒Charge registered #13Lender: Lloyds Bank PLC
- 2016-06-28🔒Charge registered #12Lender: Lloyds Bank PLC
- 2016-04-29➕STOFFBERG, William appointeddirector
- 2016-04-29➕BRIGHT, James Henry appointeddirector
- 2016-01-22🔒Charge registered #11Lender: Lloyds Bank PLC
- 2015-11-16🔒Charge registered #10Lender: Lloyds Bank PLC
- 2015-06-10➕BRIGHT, Robert Stewart appointeddirector
Showing most recent 50 of 63 events
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 76 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
65/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
11 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Group structure
Formation Capital Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Formation Capital Limited
Corporate parent · holds 75-100% shares
⬇
ACORN PROPERTY (SOUTH WALES) LIMITED
This company · 08255817
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Formation Capital Limited Corporate entity | 75–100% | — | 75-100% shares | 01/08/2016 |
1 historic (ceased) PSC
- Formation Capital Limitedceased 01/03/2020· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABSOLUTE PROPERTY MANAGEMENT SOLUTIONS LTD→ 08062130 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| ACCENTRIC LIMITED→ 04160771 · est 2001 · no financials extracted | — | — | — | — | 25y | — | — |
| ACE ESSENTIAL SUPPLIES LIMITED→ 05554877 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ACQUEST HOMES LTD→ 16269313 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACTORIS CLUBLAND LIMITED→ 07140324 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| ADC REAL ESTATE LTD→ 16660751 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADCO HOLDINGS LTD→ 11621819 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADEN STONE PROPERTIES LTD→ 12197916 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADG ESTATES LIMITED→ 10664428 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| ADM BROS LTD→ 16976516 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ADMB 22 LTD→ 14255472 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ADORE LONDON LIMITED→ 09384301 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-10-16
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Office 1 77/78 Hannah Street
Porth
CF39 9PY
Wales
Filing status
Accounts
Next due: 2027-07-31
Last made up to: 2025-10-31
Confirmation statement
Next due: 2026-12-11
Last: 2025-11-27
Officers (3 active · 3 resigned)
BRIGHT, Matthew William→
Activedirector · ~41y · appointed 2019-03-27
View their other companies + combined net worth →
BRIGHT, Robert Stewart→
Activedirector · ~76y · appointed 2015-06-10
View their other companies + combined net worth →
STOFFBERG, William→
Activedirector · ~34y · appointed 2016-04-29
View their other companies + combined net worth →
BRIGHT, James Henry→
Resigneddirector · ~34y · appointed 2016-04-29 · resigned 2019-03-27
HOLMES, Wendy→
Resigneddirector · ~70y · appointed 2012-10-16 · resigned 2013-08-19
NICHOLSON, Nigel Anthony→
Resigneddirector · ~73y · appointed 2013-05-01 · resigned 2019-03-13
Click a director name to see their full track record across all companies.
Mortgages & charges
20
Total charges
11
Outstanding
2
Active lenders
Status:Lender:20 of 20 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Shawbrook Shawbrook Bank Limited | A registered charge | 1 property | 21/02/2024 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 2 properties | 29/11/2018 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 20/07/2018 | 20/03/2024 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 28/03/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/10/2017 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 02/06/2017 | 31/03/2025 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/03/2017 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 14/10/2016 | 31/03/2025 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 2 properties | 28/06/2016 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/01/2016 | 19/03/2025 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 16/11/2015 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 03/06/2015 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 05/01/2015 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/12/2014 | 19/03/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/12/2014 | 19/03/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/12/2014 | 06/06/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/12/2014 | 19/03/2025 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/12/2014 | 19/03/2025 | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 22/12/2014 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 14/12/2014 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (121 total)
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2026-06-03
accounts-with-accounts-type-micro-entity
accounts · AA
2026-03-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-04
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2025-11-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-29
mortgage-charge-part-both-with-charge-number
mortgage · MR05
2025-07-28
mortgage-charge-part-both-with-charge-number
mortgage · MR05
2025-07-28
mortgage-satisfy-charge-full
mortgage · MR04
2025-06-06
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2025-06-06
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2025-03-31
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2025-03-31
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2025-03-31
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2025-03-31
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2025-03-31
mortgage-charge-part-release-with-charge-number
mortgage · MR05
2025-03-31