NEXT ROUTE FINANCE LIMITED
🌳Matureactive
08256606 · ltd · incorporated 2012-10-17
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.3k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,259
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£1k
↑ 130% YoY
Current Assets
£9k
↑ 78% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £9.8k | £6.7k |
| Current assets | £9.5k | £5.3k |
| Net assets | £1.3k | £-4.1k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-12-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-12-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-12-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-12-07📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-12-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-01📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2021-04-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-04-01📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-03-15📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-11-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-04-30📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-12-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-07📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-10-17🏢Company incorporatedAs NEXT ROUTE FINANCE LIMITED
- 2012-10-17➕YEA, Natasha appointeddirector
- 2012-10-17➕YEA, Rochelle appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Next Route Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Next Route Limited
Corporate parent · holds 75-100% shares
⬇
NEXT ROUTE FINANCE LIMITED
This company · 08256606
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Next Route Limited Corporate entity | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TQ postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| LOWRIE BROKERS LTD→ 16847168 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| M P WARREN LIMITED→ 04614572 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| MACAULAY CAPITAL PLC→ 14105915 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MASKERY WM LTD→ 16642327 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MERMAID MORTGAGES LTD→ 14375537 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MRC BUSINESS FINANCE LTD→ 14811760 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| MY CLAIMS SOLVED.COM LIMITED→ 07742455 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| NAVIGATION FINANCIAL PLANNING LIMITED→ 11667897 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| NEIGHBOURHOOD CAPITAL LTD→ 15198616 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| NJD WEALTH MANAGEMENT LIMITED→ 11417835 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| NMPT GROUP LTD→ 14711121 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| NODE GLOBAL LIMITED→ 17063538 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-10-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
13 Hyde Road
Paignton
Devon
TQ4 5BW
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-30
Last: 2025-10-16
Officers (2 active · 0 resigned)
YEA, Natasha→
Activedirector · ~35y · appointed 2012-10-17
View their other companies + combined net worth →
YEA, Rochelle→
Activedirector · ~40y · appointed 2012-10-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (37 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-05
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-19
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-06
confirmation-statement-with-updates
confirmation-statement · CS01
2024-10-25
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-23
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-08-22
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-04-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-04-01
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-04-01
accounts-with-accounts-type-micro-entity
accounts · AA
2021-03-15