NETPAY SOLUTIONS GROUP LIMITED
⚰️Wound downliquidation
08270892 · ltd · incorporated 2012-10-26
Investment thesis
Company liquidation — not a live target.
Why interesting: Historical record only; useful for precedent research.
Why risky: Not transactable.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 8.4y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
42/100
Watch
What this business does
Primary activity: Activities of financial services holding companies
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed asset-holding vehicle — structural issues outweigh the discount.
Opportunity 42/100 (watch), bankability 60/100. Biggest value-creation lever: Resolve: Company in liquidation. Company is actively being wound up. Not a going concern. Most likely exit: distressed disposal / insolvency (65/100). Current lenders should be on monthly review.
🏦
Refinance opportunity
4 live charges · oldest 8.4y
65/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 8.4 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 11 with DOB)
90
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
96 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
42/100Watch
PassWatchWorth a lookStrongExceptional
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Business quality
10
Concerning — overdue filings or status flags present.
Acquirability
50
Some acquirability indicators.
Risk profile
38
Multiple red flags — proceed with caution.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
7
filings
- • 2 address
- • 2 officers
- • 2 insolvency
Counts from Companies House filing history.
Corporate timeline (51 events)Click to expand
- 2026-01-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-06⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2026-01-06📄resolutionresolution · RESOLUTIONS
- 2026-01-06⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · LIQ01
- 2025-11-24📄legacycapital · SH20
- 2025-11-24📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-11-24⚠️legacyinsolvency · CAP-SS
- 2025-11-24📄resolutionresolution · RESOLUTIONS
- 2025-08-29📄capital-allotment-sharescapital · SH01
- 2025-08-04📄accounts-with-accounts-type-smallaccounts · AA
- 2025-01-10➕JACKSON, Sam Michael, Mr. appointeddirector
- 2025-01-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-13📄accounts-with-accounts-type-groupaccounts · AA
- 2024-05-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-24➖KILKELLY, Samantha Mary resigneddirector
- 2023-12-19📄accounts-with-accounts-type-groupaccounts · AA
- 2023-11-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-06-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-19➕KILKELLY, Samantha Mary appointeddirector
- 2023-03-01➖MOTYER, Nigel resigneddirector
- 2023-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-19📄accounts-with-accounts-type-groupaccounts · AA
- 2022-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-17➕BANINAJAR, Ali, Mr. appointeddirector
- 2022-10-17➖GOLLWITZER, Sebastian resigneddirector
- 2022-10-17➖SOND, Amitpaul Singh resigneddirector
- 2022-02-11➖HART, Lee Michael resigneddirector
- 2021-11-15➖CHURCHILL, Carl resigneddirector
- 2021-11-15➖CHURCHILL, Nicole Eugenie resigneddirector
- 2021-11-15➕HART, Lee Michael appointeddirector
- 2021-11-15➕MOTYER, Nigel appointeddirector
- 2021-11-15➖OZTURK, Huseyin resigneddirector
- 2020-07-09➕GOLLWITZER, Sebastian appointeddirector
- 2020-02-29➖OZALTIN, Okan resigneddirector
- 2018-12-19🔓Charge satisfied #4
- 2018-12-19🔓Charge satisfied #3
- 2018-12-19🔓Charge satisfied #2
- 2018-12-19🔓Charge satisfied #1
- 2018-12-10➕OZALTIN, Okan appointeddirector
- 2018-12-10➕OZTURK, Huseyin appointeddirector
- 2018-12-10➕SOND, Amitpaul Singh appointeddirector
- 2017-12-28🔒Charge registered #4Lender: Oaknorth Bank Limited
- 2017-12-28🔒Charge registered #3Lender: Oaknorth Bank Limited
- 2017-12-28🔒Charge registered #2Lender: Oaknorth Bank Limited
- 2017-12-28🔒Charge registered #1Lender: Oaknorth Bank Limited
- 2012-10-26🏢Company incorporatedAs NETPAY SOLUTIONS GROUP LIMITED
- 2012-10-26➕CHURCHILL, Carl appointeddirector
Showing most recent 50 of 51 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 high · 1 med · 1 lowCompany in liquidation
highCompany is actively being wound up. Not a going concern.
3 insolvency-related filings on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-01-06: liquidation-voluntary-appointment-of-liquidator; 2026-01-06: liquidation-voluntary-declaration-of-solvency
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple registered office changes
lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Fdr U.K. Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Fdr U.K. Limited
Corporate parent · holds 75-100% shares · board control
⬇
NETPAY SOLUTIONS GROUP LIMITED
This company · 08270892
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Fdr U.K. Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/12/2018 |
3 historic (ceased) PSCs
- Mr Carl Churchillceased 15/11/2021· 25-50% shares · 25-50% voting · board control
- Mrs Nicole Eugenie Churchillceased 15/11/2021· 25-50% shares · 25-50% voting · board control
- Mr David John George Wilsonceased 01/11/2018· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Holding company · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 103 PAGET STREET MANAGEMENT LIMITED→ 14163900 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 110 PAGET STREET MANAGEMENT LTD→ 12741023 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 11ROMILLYROADMANAGEMENT LTD→ 13422070 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 228 NEWPORT ROAD CARDIFF LIMITED→ 03899174 · est 1999 · no financials extracted | — | — | — | — | 26y | — | — |
| 3 LANCASTER BUILDINGS LTD→ 09748439 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 30 PEN-Y-LAN ROAD RTM COMPANY LIMITED→ 07935382 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| 38 STACEY ROAD PROPERTY MANAGEMENT COMPANY LIMITED→ 05320296 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| 45 WESTBOURNE MANAGEMENT COMPANY LIMITED→ 04834172 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| 47 - 76 HEOL STAUGHTON RTM COMPANY LTD→ 14173662 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 49 PLYMOUTH ROAD MANAGEMENT COMPANY LIMITED→ 01761207 · est 1983 · no financials extracted | — | — | — | — | 42y | — | — |
| 491 COWBRIDGE ROAD EAST (CARDIFF) MANAGEMENT COMPANY LIMITED→ 12682279 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 5 - 8 PETHERTON MEWS RTM COMPANY LIMITED→ 15608315 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusliquidation
Typeltd
Incorporated2012-10-26
Jurisdictionengland-wales
Primary SIC64205 — Activities of financial services holding companies
Registered office
5th Floor Hodge House
114-116 St. Mary Street
Cardiff
CF10 1DY
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-05
Last: 2025-10-22
Officers (2 active · 9 resigned)
BANINAJAR, Ali, Mr.→
Activedirector · ~49y · appointed 2022-10-17
View their other companies + combined net worth →
JACKSON, Sam Michael, Mr.→
Activedirector · ~37y · appointed 2025-01-10
View their other companies + combined net worth →
CHURCHILL, Carl→
Resigneddirector · ~42y · appointed 2012-10-26 · resigned 2021-11-15
CHURCHILL, Nicole Eugenie→
Resigneddirector · ~62y · appointed 2012-10-26 · resigned 2021-11-15
GOLLWITZER, Sebastian→
Resigneddirector · ~47y · appointed 2020-07-09 · resigned 2022-10-17
HART, Lee Michael→
Resigneddirector · ~40y · appointed 2021-11-15 · resigned 2022-02-11
KILKELLY, Samantha Mary→
Resigneddirector · ~50y · appointed 2023-05-19 · resigned 2024-05-24
MOTYER, Nigel→
Resigneddirector · ~60y · appointed 2021-11-15 · resigned 2023-03-01
OZALTIN, Okan→
Resigneddirector · ~49y · appointed 2018-12-10 · resigned 2020-02-29
OZTURK, Huseyin→
Resigneddirector · ~53y · appointed 2018-12-10 · resigned 2021-11-15
SOND, Amitpaul Singh→
Resigneddirector · ~52y · appointed 2018-12-10 · resigned 2022-10-17
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | OakNorth Oaknorth Bank Limited | A registered charge | 1 property | 28/12/2017 | 19/12/2018 | |
| satisfied | OakNorth Oaknorth Bank Limited | A registered charge | 1 property | 28/12/2017 | 19/12/2018 | |
| satisfied | OakNorth Oaknorth Bank Limited | A registered charge | 1 property | 28/12/2017 | 19/12/2018 | |
| satisfied | OakNorth Oaknorth Bank Limited | A registered charge | 1 property | 28/12/2017 | 19/12/2018 |
Recent filings (96 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-09
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-01-06
change-person-director-company-with-change-date
officers · CH01
2026-01-06
change-person-director-company-with-change-date
officers · CH01
2026-01-06
liquidation-voluntary-appointment-of-liquidator
insolvency · 600
2026-01-06
resolution
resolution · RESOLUTIONS
2026-01-06
liquidation-voluntary-declaration-of-solvency
insolvency · LIQ01
2026-01-06
legacy
capital · SH20
2025-11-24
capital-statement-capital-company-with-date-currency-figure
capital · SH19
2025-11-24
legacy
insolvency · CAP-SS
2025-11-24
resolution
resolution · RESOLUTIONS
2025-11-24
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-31
capital-allotment-shares
capital · SH01
2025-08-29
accounts-with-accounts-type-small
accounts · AA
2025-08-04
appoint-person-director-company-with-name-date
officers · AP01
2025-01-10