NETPAY SOLUTIONS GROUP LIMITED
- · Oldest live charge 8.6y old — refinance window within 12 months
No material changes in the last 30 days.
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 42/100 (watch), bankability 60/100. Biggest value-creation lever: Resolve: Company in liquidation. Company is actively being wound up. Not a going concern. Most likely exit: distressed disposal / insolvency (65/100). Current lenders should be on monthly review.
Refinance opportunity
4 live charges · oldest 8.6y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 8.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (51 events)Click to expand
- 2026-01-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-06📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2026-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-06📄change-person-director-company-with-change-dateofficers · CH01
- 2026-01-06⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2026-01-06📄resolutionresolution · RESOLUTIONS
- 2026-01-06⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · LIQ01
- 2025-11-24📄legacycapital · SH20
- 2025-11-24📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2025-11-24⚠️legacyinsolvency · CAP-SS
- 2025-11-24📄resolutionresolution · RESOLUTIONS
- 2025-08-29📄capital-allotment-sharescapital · SH01
- 2025-08-04📄accounts-with-accounts-type-smallaccounts · AA
- 2025-01-10➕JACKSON, Sam Michael, Mr. appointeddirector
- 2025-01-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-13📄accounts-with-accounts-type-groupaccounts · AA
- 2024-05-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-05-24➖KILKELLY, Samantha Mary resigneddirector
- 2023-12-19📄accounts-with-accounts-type-groupaccounts · AA
- 2023-11-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-06-01📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-05-19➕KILKELLY, Samantha Mary appointeddirector
- 2023-03-01➖MOTYER, Nigel resigneddirector
- 2023-03-01📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-19📄accounts-with-accounts-type-groupaccounts · AA
- 2022-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-10-17➕BANINAJAR, Ali, Mr. appointeddirector
- 2022-10-17➖GOLLWITZER, Sebastian resigneddirector
- 2022-10-17➖SOND, Amitpaul Singh resigneddirector
- 2022-02-11➖HART, Lee Michael resigneddirector
- 2021-11-15➖CHURCHILL, Carl resigneddirector
- 2021-11-15➖CHURCHILL, Nicole Eugenie resigneddirector
- 2021-11-15➕HART, Lee Michael appointeddirector
- 2021-11-15➕MOTYER, Nigel appointeddirector
- 2021-11-15➖OZTURK, Huseyin resigneddirector
- 2020-07-09➕GOLLWITZER, Sebastian appointeddirector
- 2020-02-29➖OZALTIN, Okan resigneddirector
- 2018-12-19🔓Charge satisfied #4
- 2018-12-19🔓Charge satisfied #3
- 2018-12-19🔓Charge satisfied #2
- 2018-12-19🔓Charge satisfied #1
- 2018-12-10➕OZALTIN, Okan appointeddirector
- 2018-12-10➕OZTURK, Huseyin appointeddirector
- 2018-12-10➕SOND, Amitpaul Singh appointeddirector
- 2017-12-28🔒Charge registered #4Lender: Oaknorth Bank Limited
- 2017-12-28🔒Charge registered #3Lender: Oaknorth Bank Limited
- 2017-12-28🔒Charge registered #2Lender: Oaknorth Bank Limited
- 2017-12-28🔒Charge registered #1Lender: Oaknorth Bank Limited
- 2012-10-26🏢Company incorporatedAs NETPAY SOLUTIONS GROUP LIMITED
- 2012-10-26➕CHURCHILL, Carl appointeddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
Limited succession signal. Not a near-term off-market candidate.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 high · 1 med · 1 lowCompany is actively being wound up. Not a going concern.
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2026-01-06: liquidation-voluntary-appointment-of-liquidator; 2026-01-06: liquidation-voluntary-declaration-of-solvency
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Multiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Fdr U.K. Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Fdr U.K. Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 10/12/2018 |
3 historic (ceased) PSCs
- Mr Carl Churchillceased 15/11/2021· 25-50% shares · 25-50% voting · board control
- Mrs Nicole Eugenie Churchillceased 15/11/2021· 25-50% shares · 25-50% voting · board control
- Mr David John George Wilsonceased 01/11/2018· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 9 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | OakNorth Oaknorth Bank Limited | A registered charge | 1 property | 28/12/2017 | 19/12/2018 | |
| satisfied | OakNorth Oaknorth Bank Limited | A registered charge | 1 property | 28/12/2017 | 19/12/2018 | |
| satisfied | OakNorth Oaknorth Bank Limited | A registered charge | 1 property | 28/12/2017 | 19/12/2018 | |
| satisfied | OakNorth Oaknorth Bank Limited | A registered charge | 1 property | 28/12/2017 | 19/12/2018 |