CHAS INSURANCE LIMITED
🌳Matureactive
08299252 · ltd · incorporated 2012-11-19
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2025
Net worth
£108.7k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Non-life insurance
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 81-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (63/100, director aged 81). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
6 officers (4 active, 6 linked, 6 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £108,695
Net assets shrinking
Down £34,924 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£109k
↓ 24% YoY
Current Assets
£525k
↑ 18% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-11-30 | 2024-11-30 |
|---|---|---|
| Total assets | £383.1k | £386.8k |
| Current assets | £525.0k | £446.5k |
| Net assets | £108.7k | £143.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2026-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-09-30➕BLOOR, Joshua James appointeddirector
- 2025-09-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-21➖BLOOR, Joshua James resigneddirector
- 2025-05-21📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-04-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-29📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-11-29📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-04-03➕BLOOR, Joshua James appointeddirector
- 2024-04-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-03-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-27📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-27📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-03-20➖BLOOR, Joshua James resigneddirector
- 2024-03-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-05-12📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-06-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-12-16➕BLOOR, Joshua James appointeddirector
- 2021-12-16📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-07-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2013-04-29➕BOSTROM, Charles Raymond appointeddirector
- 2013-01-30➕PEGLER, Ann Marie appointeddirector
- 2012-11-19🏢Company incorporatedAs CHAS INSURANCE LIMITED
- 2012-11-19➕BLOOR, Allen Ernest appointeddirector
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 81 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
73/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 81 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Allen Ernest Bloor Individual · British · DOB 02/1964 · age 62 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/07/2016 |
1 historic (ceased) PSC
- Allen Ernest Bloorceased 01/07/2016· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BPT INS SOLUTIONS LTD→ 08380128 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| BROOK CAPITAL AND SECURITIES LTD→ 09171752 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| BURBAGE FINANCE LTD→ 08604283 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| C & N TANNER LTD→ 08252779 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CAPRI HOLDINGS LTD→ 11308598 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| CARDIFF GLOBAL MARKETS LIMITED→ 10775132 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CASSIDY GROUP PROPCO 1 LTD→ 13858135 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CASSIDY GROUP PROPCO 2 LTD→ 13858238 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CHARLES SEBASTIAN PROTECTION BROKERS LIMITED→ 10957918 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CHARTERED FINANCIAL SOLUTIONS LIMITED→ 06611992 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| CHARTERS PRIVATE WEALTH LIMITED→ 10423155 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| CHEEKY MONKEY ADVENTURES LIMITED→ 12621876 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-11-19
Jurisdictionengland-wales
Primary SIC65120 — Non-life insurance
Registered office
C/O Grineaux Accountants Limited
20 Market Hill
Southam
Warwickshire
CV47 0HF
England
Filing status
Accounts
Next due: 2027-08-31
Last made up to: 2025-11-30
Confirmation statement
Next due: 2026-12-03
Last: 2025-11-19
Officers (4 active · 2 resigned)
BLOOR, Allen Ernest→
Activedirector · ~62y · appointed 2012-11-19
View their other companies + combined net worth →
BLOOR, Joshua James→
Activedirector · ~34y · appointed 2025-09-30
View their other companies + combined net worth →
BOSTROM, Charles Raymond→
Activedirector · ~81y · appointed 2013-04-29
View their other companies + combined net worth →
PEGLER, Ann Marie→
Activedirector · ~78y · appointed 2013-01-30
View their other companies + combined net worth →
BLOOR, Joshua James→
Resigneddirector · ~34y · appointed 2024-04-03 · resigned 2025-05-21
BLOOR, Joshua James→
Resigneddirector · ~34y · appointed 2021-12-16 · resigned 2024-03-20
Click a director name to see their full track record across all companies.
Recent filings (48 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2026-04-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-28
appoint-person-director-company-with-name-date
officers · AP01
2025-09-30
termination-director-company-with-name-termination-date
officers · TM01
2025-05-21
accounts-with-accounts-type-micro-entity
accounts · AA
2025-04-04
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-29
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-04-03
appoint-person-director-company-with-name-date
officers · AP01
2024-04-03
change-person-director-company-with-change-date
officers · CH01
2024-03-27
change-person-director-company-with-change-date
officers · CH01
2024-03-27
change-person-director-company-with-change-date
officers · CH01
2024-03-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-03-27
termination-director-company-with-name-termination-date
officers · TM01
2024-03-20