3 PLANKS LIMITED
🌳Matureactive
08302779 · ltd · incorporated 2012-11-21
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.6y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£43.1k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Joinery installation
Sector: Construction
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
2 live charges · oldest 7.6y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.6 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
31 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £43,058
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£43k
↑ 64% YoY
Current Assets
£200k
↓ 32% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £68.0k | £66.7k |
| Current assets | £199.5k | £292.0k |
| Cash | — | £70.4k |
| Debtors | £176.3k | £186.3k |
| Net assets | £43.1k | £26.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-08-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-01-23📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-22📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-06-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-08-05📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-09-13📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-08-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-10-17🔒Charge registered #2Lender: Lloyds Bank PLC
- 2018-09-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-09-28🔒Charge registered #1Lender: Lloyds Bank PLC
- 2018-08-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2017-11-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2017-07-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2012-11-21🏢Company incorporatedAs 3 PLANKS LIMITED
- 2012-11-21➕ASHMAN, Mark Anthony appointeddirector
- 2012-11-21➕CAIRNS, Andrew Gallagher appointeddirector
- 2012-11-21➕PENNEY, Ashley Paul appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
43/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Mark Anthony Ashman Individual · British · DOB 12/1973 · age 53 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr Ashley Paul Penney Individual · British · DOB 02/1989 · age 37 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
Mr Andrew Gallagher Cairns Individual · British · DOB 09/1980 · age 46 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · CT postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 22 DEGREES HEATING LIMITED→ 11106591 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 22 THE STREET (WF) LIMITED→ 13970771 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| 22-24 CHERITON GARDENS LIMITED→ 16953108 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 240 VOLTS LTD→ 06763771 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 24HR PLUMBING & HEATING GROUP LTD→ 16604825 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 28 CHERITON GARDENS LIMITED→ 16738085 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 2JM SERVICES LTD→ 07275498 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 2R ESTATES LTD→ 16251169 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3 PHASE ELECTRICAL INSTALLATIONS LTD→ 12956255 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 345 SETTING OUT AND SURVEYS LIMITED→ 13003898 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 365 CARPENTRY & CONSTRUCTION LTD→ 16182356 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 365 CONCRETE LTD→ 08053157 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-11-21
Jurisdictionengland-wales
Primary SIC43320 — Joinery installation
Registered office
153 Mortimer Street
Herne Bay
Kent
CT6 5HA
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-22
Last: 2025-11-08
Officers (3 active · 0 resigned)
ASHMAN, Mark Anthony→
Activedirector · ~53y · appointed 2012-11-21
View their other companies + combined net worth →
CAIRNS, Andrew Gallagher→
Activedirector · ~46y · appointed 2012-11-21
View their other companies + combined net worth →
PENNEY, Ashley Paul→
Activedirector · ~37y · appointed 2012-11-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 17/10/2018 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 28/09/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (31 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-19
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-01-23
change-person-director-company-with-change-date
officers · CH01
2025-01-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-08-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-11-14
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-06-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-11-10
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-08-05
confirmation-statement-with-updates
confirmation-statement · CS01
2021-11-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2020-11-30
confirmation-statement-with-updates
confirmation-statement · CS01
2020-11-11
confirmation-statement-with-updates
confirmation-statement · CS01
2019-11-12