BOWDEN FINANCIAL PLANNING LTD
- 66220Activities of insurance agents and brokers
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-29 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 confirmation-statement
Corporate timeline (20 events)Click to expand
- 2025-11-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-16📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-03-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-03-16📄change-person-director-company-with-change-dateofficers · CH01
- 2023-03-07📄resolutionresolution · RESOLUTIONS
- 2023-03-07📄capital-name-of-class-of-sharescapital · SH08
- 2023-03-07📄memorandum-articlesincorporation · MA
- 2023-01-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-11-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-02-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-11-30📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2018-11-30📄change-person-director-company-with-change-dateofficers · CH01
- 2012-11-23🏢Company incorporatedAs BOWDEN FINANCIAL PLANNING LTD
- 2012-11-23➕BOWDEN, Amy appointedsecretary
- 2012-11-23➕BOWDEN, Robert John appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder name in company name: Company name contains director surname "BOWDEN" — strong identity link between founder and business.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert John Bowden Individual · British · DOB 08/1978 · age 48 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Amy Claire Bowdenceased 26/02/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 5PLUS INT. TRADING LTD→ 10307417 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADAM JAMES FINANCIAL SOLUTIONS LIMITED→ 05418812 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| ANGELS INVEST WALES LIMITED→ 04601844 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ARRAN FINANCE LIMITED→ 03371820 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| BANKS CLAIMS GROUP LIMITED→ 11609019 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BATEMAN JARVIS LIMITED→ 04635513 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| BELGRAVE WINCHAM LIMITED→ 12167416 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BILLINGTON TRADING LIMITED→ 16409868 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BRODYR HOMES LTD→ 16573765 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BYNIRI LTD→ 14005325 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CAPE WRATH CAPITAL LIMITED→ 09448421 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CARAVAN & LEISURE INSURANCE CONSULTANTS LIMITED→ 04691692 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.