BOVEY FINANCIAL CONSULTANTS LIMITED
💤Zombieactive
08308952 · ltd · incorporated 2012-11-27
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
£504.7k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Administration of financial markets
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 1 with DOB)
80
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £504,682
Net assets shrinking
Down £7,926 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£505k
↓ 1.5% YoY
Current Assets
£578k
↓ 5.3% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Total assets | £539.5k | £553.0k |
| Current assets | £577.7k | £610.0k |
| Net assets | £504.7k | £512.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
- 2025-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-11-02📄gazette-filings-brought-up-to-dategazette · DISS40
- 2024-10-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-10-29📄gazette-notice-compulsorygazette · GAZ1
- 2023-08-24📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-11-24📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-02-12📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-12📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-12📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-02-12📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-11-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-02-22📄gazette-filings-brought-up-to-dategazette · DISS40
- 2020-02-18📄gazette-notice-compulsorygazette · GAZ1
- 2019-07-25📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-02-26📄gazette-filings-brought-up-to-dategazette · DISS40
- 2012-11-27🏢Company incorporatedAs BOVEY FINANCIAL CONSULTANTS LIMITED
- 2012-11-27➕HEAD, Justin appointedsecretary
- 2012-11-27➕HEAD, Justin Hadley appointeddirector
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Justin Hadley Head Individual · British · DOB 12/1963 · age 63 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · TQ postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 23 ALMA ROAD LTD→ 16418578 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A&T TRADES LTD→ 16542613 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ADVANCE FINANCIAL PLANNING (SOUTH WEST) LTD→ 06861584 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| B4U FINANCIAL SERVICES LIMITED→ 09699384 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| BARTONWOOD LEASING LIMITED→ 08849056 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| BAY CARE VENTURES LTD→ 16032320 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BENTLEY BLYTH LIMITED→ 11844225 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BINFIELD INSURANCE BROKERS LTD→ 04107395 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| BIOREGIONAL LEARNING TRUST→ 16135599 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BMH ASSET MANAGEMENT LTD→ 15679280 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BOB BURCH FINANCIAL PLANNING LTD→ 09461766 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| BOWBEER LIMITED→ 07831118 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-11-27
Jurisdictionengland-wales
Primary SIC66110 — Administration of financial markets
Registered office
38 Parkelands
Bovey Tracey
Newton Abbot
TQ13 9BJ
England
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-11-05
Last: 2025-10-22
Officers (2 active · 0 resigned)
Active
HEAD, Justin Hadley→
Activedirector · ~63y · appointed 2012-11-27
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (37 total)
accounts-with-accounts-type-micro-entity
accounts · AA
2025-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-04
gazette-filings-brought-up-to-date
gazette · DISS40
2024-11-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-31
gazette-notice-compulsory
gazette · GAZ1
2024-10-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-03
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-03
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-06
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-30
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-11-24
change-person-director-company-with-change-date
officers · CH01
2021-02-12
change-person-director-company-with-change-date
officers · CH01
2021-02-12