J KEMPSON ASSOCIATES LIMITED

🌳Matureactive

08348087 · ltd · incorporated 2013-01-04

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

—

book net assets

Opportunity

78/100

Strong

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Other activities auxiliary to financial services, except insurance and pension funding

Sector: Financial & insurance

Investor take

Pursue

Active trading company with a 69-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

3 connected companies via shared directors

Filing history

33 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Average employees	200	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (18 events)Click to expand

2025-06-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-20
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-12-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-12-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-09-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-10-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2017-01-18
📍
move-registers-to-sail-company-with-new-address
address · AD03
2017-01-18
📍
change-sail-address-company-with-new-address
address · AD02
2016-11-22
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-11-10
📄
resolution
resolution · RESOLUTIONS
2016-11-02
📄
capital-name-of-class-of-shares
capital · SH08
2016-09-23
📄
appoint-person-director-company-with-name-date
officers · AP01
2016-02-01
➕
KEMPSON, Heather appointed
director
2013-01-04
🏢
Company incorporated
As J KEMPSON ASSOCIATES LIMITED
2013-01-04
➕
KEMPSON, Jan Harold appointed
director

Owner dependency

100/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "KEMPSON" — strong identity link between founder and business.
+Founder age: Director aged approximately 69 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

69/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 13 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr Jan Harold Kempson Individual · British · DOB 10/1957 · age 69	75–100%	75–100%	75-100% shares · 75-100% voting	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

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BURNLEY SAVINGS AND LOANS LIMITED→ 07640762 · est 2011 · no financials extracted	—	—	—	—	14y	—	—
DARWEN TERRACOTTA TRUSTEE LIMITED→ 16963308 · est 2026 · no financials extracted	—	—	—	—	—	—	—
ESSAYMEDICAL LIMITED→ 12716171 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
HAYDOCK ASSET FINANCE LIMITED→ 03697027 · est 1999 · no financials extracted	—	—	—	—	27y	—	—
HD VISIONUK LTD→ 08808287 · est 2013 · no financials extracted	—	—	—	—	12y	—	—
HH&P PROPERTY LIMITED→ 16986606 · est 2026 · no financials extracted	—	—	—	—	—	—	—
HTS ASSET HOLDINGS LIMITED→ 16281080 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
ISHERWOOD FINANCIAL SERVICES LIMITED→ 11489145 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
JAMES TRICKETT & SON (INDEPENDENT CONSULTANCY) LIMITED→ 02954417 · est 1994 · no financials extracted	—	—	—	—	31y	—	—
JAMES TRICKETT & SON (INSURANCES) LIMITED→ 00587444 · est 1957 · no financials extracted	—	—	—	—	68y	—	—
JOHN H JARMANY WEALTH LIMITED→ 14783765 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
JUSTICE MORTGAGES LIMITED→ 09969370 · est 2016 · no financials extracted	—	—	—	—	10y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2013-01-04

Jurisdictionengland-wales

Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding

Registered office

457 Bacup Road

Rossendale

Lancashire

BB4 7JJ

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2027-01-18

Last: 2026-01-04

Officers (2 active · 0 resigned)

KEMPSON, Heather→

director · ~67y · appointed 2016-02-01

View their other companies + combined net worth →

Active

KEMPSON, Jan Harold→

director · ~69y · appointed 2013-01-04

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.