COMMUNITY FIRST TRADING LIMITED

🌳Matureactive
08360063 · ltd · incorporated 2013-01-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
book net assets
Opportunity
73/100
Strong
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
11 officers (3 active, 11 linked, 5 with DOB)
79
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
45 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-03-312024-03-31
Average employees200200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (37 events)Click to expand
  1. 2025-08-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-01-14
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  3. 2025-01-01
    WILLIAMS, Karen Margaret resigned
    secretary
  4. 2024-11-28
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-09-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2022-09-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2022-01-10
    📄
    change-person-director-company-with-change-date
    officers · CH01
  8. 2021-09-02
    📄
    accounts-with-accounts-type-small
    accounts · AA
  9. 2021-05-20
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  10. 2021-05-11
    WILLIAMS, Karen Margaret appointed
    secretary
  11. 2021-01-14
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2021-01-14
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  13. 2021-01-14
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  14. 2021-01-14
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2020-12-18
    GIBSON, Lynn Marie appointed
    secretary
  16. 2020-12-18
    MOODY, James Richard appointed
    director
  17. 2020-11-26
    HAMER, Martin Edward, Dr resigned
    director
  18. 2020-11-11
    📄
    accounts-with-accounts-type-small
    accounts · AA
  19. 2020-10-21
    OLKOWSKI, Dominik resigned
    secretary
  20. 2019-09-03
    OLKOWSKI, Dominik appointed
    secretary
  21. 2019-09-03
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  22. 2019-09-03
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  23. 2019-09-02
    BEALE, Samantha Frances resigned
    secretary
  24. 2019-08-20
    📄
    accounts-with-accounts-type-small
    accounts · AA
  25. 2019-06-25
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  26. 2019-06-21
    TRUSCOTT, Alan Leslie resigned
    director
  27. 2016-06-06
    BEALE, Samantha Frances appointed
    secretary
  28. 2016-06-05
    EYLES, Rosalind Marjorie resigned
    secretary
  29. 2015-09-01
    EYLES, Rosalind Marjorie appointed
    secretary
  30. 2015-08-31
    BREARLEY, Peter James resigned
    secretary
  31. 2015-06-01
    GIBSON, Lynn Marie appointed
    director
  32. 2015-06-01
    READ, Philippa Mary resigned
    director
  33. 2013-03-27
    HAMER, Martin Edward, Dr appointed
    director
  34. 2013-01-14
    🏢
    Company incorporated
    As COMMUNITY FIRST TRADING LIMITED
  35. 2013-01-14
    BREARLEY, Peter James appointed
    secretary
  36. 2013-01-14
    READ, Philippa Mary appointed
    director
  37. 2013-01-14
    TRUSCOTT, Alan Leslie appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

41/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Community First is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Community First
Corporate parent · holds 75-100% shares
ultimate parent
COMMUNITY FIRST TRADING LIMITED
This company · 08360063

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Community First
Corporate entity
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-01-14
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

Unit C2 Beacon Business Centre
Hopton Park
Devizes
Wiltshire
SN10 2EY

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-12-24
Last: 2025-12-10

Officers (3 active · 8 resigned)

GIBSON, Lynn Marie
secretary · appointed 2020-12-18
View their other companies + combined net worth →
Active
GIBSON, Lynn Marie
director · ~57y · appointed 2015-06-01
View their other companies + combined net worth →
Active
MOODY, James Richard
director · ~45y · appointed 2020-12-18
View their other companies + combined net worth →
Active
BEALE, Samantha Frances
secretary · appointed 2016-06-06 · resigned 2019-09-02
Resigned
BREARLEY, Peter James
secretary · appointed 2013-01-14 · resigned 2015-08-31
Resigned
EYLES, Rosalind Marjorie
secretary · appointed 2015-09-01 · resigned 2016-06-05
Resigned
OLKOWSKI, Dominik
secretary · appointed 2019-09-03 · resigned 2020-10-21
Resigned
WILLIAMS, Karen Margaret
secretary · appointed 2021-05-11 · resigned 2025-01-01
Resigned
HAMER, Martin Edward, Dr
director · ~76y · appointed 2013-03-27 · resigned 2020-11-26
Resigned
READ, Philippa Mary
director · ~74y · appointed 2013-01-14 · resigned 2015-06-01
Resigned
TRUSCOTT, Alan Leslie
director · ~70y · appointed 2013-01-14 · resigned 2019-06-21
Resigned

Click a director name to see their full track record across all companies.

Recent filings (45 total)

confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-14
termination-secretary-company-with-name-termination-date
officers · TM02
2025-01-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-22
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-23
change-person-director-company-with-change-date
officers · CH01
2022-01-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-12-10
accounts-with-accounts-type-small
accounts · AA
2021-09-02
appoint-person-secretary-company-with-name-date
officers · AP03
2021-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-02
appoint-person-director-company-with-name-date
officers · AP01
2021-01-14