4K COMMERCIALS LTD
🌳Matureactive
08361222 · ltd · incorporated 2013-01-15
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£355.9k
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: SIC 45200
Sector: Wholesale & retail
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -33% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
1 live charge · oldest 5.1y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
11 officers (2 active, 11 linked, 9 with DOB)
86
Ownership & PSC
1 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
66 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £355,915
Cash YoY
-33%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£125k
↓ 33% YoY
Net Worth
£356k
↑ 25% YoY
Current Assets
£675k
↓ 50% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £419.0k | £302.4k |
| Current assets | £675.0k | £1.34M |
| Cash | £124.7k | £186.5k |
| Debtors | £550.4k | £1.16M |
| Net assets | £355.9k | £284.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
4
filings
- • 2 officers
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (42 events)Click to expand
- 2026-03-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-27📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-28📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-11-25➖KENNEDY, Deborah Louise resigneddirector
- 2025-03-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-02-20📄change-person-director-company-with-change-dateofficers · CH01
- 2024-09-06📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-09-04➖KENNEDY, Mark Dennis resignedsecretary
- 2024-08-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-08-01➕HAMLEN, Nichola Jane appointeddirector
- 2024-03-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-01➖HAMLEN, Nichola Jane resigneddirector
- 2023-12-14➕SMITH, Charlotte appointeddirector
- 2023-12-14➕KENNEDY, Mark Dennis appointedsecretary
- 2023-12-14➕KENNEDY, Deborah Louise appointeddirector
- 2023-12-14➖KENNEDY, Mark Dennis resigneddirector
- 2023-12-14📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-12-14📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2023-12-14📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-12-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-14📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-29📄capital-cancellation-sharescapital · SH06
- 2022-09-29📄capital-return-purchase-own-sharescapital · SH03
- 2022-07-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-07-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-06-30➖KENNEDY, Michael John resigneddirector
- 2021-11-30➕HAMLEN, Nichola Jane appointeddirector
- 2021-11-30➕KENNEDY, Mark Dennis appointeddirector
- 2021-11-30➖KENNEDY, Mark Dennis resigneddirector
- 2021-03-30🔒Charge registered #1Lender: Lloyds Bank PLC
- 2019-08-30➖KENNEDY, Linda Mary resignedsecretary
- 2019-06-20➕KENNEDY, Mark Dennis appointeddirector
- 2015-03-24➖KENNEDY, Linda Mary resigneddirector
- 2014-10-24➕KENNEDY, Michael John appointeddirector
- 2013-04-22➕KENNEDY, Linda Mary appointeddirector
- 2013-04-22➖KENNEDY, Michael John resigneddirector
- 2013-01-15🏢Company incorporatedAs 4K COMMERCIALS LTD
- 2013-01-15➕KENNEDY, Linda Mary appointedsecretary
- 2013-01-15➕KENNEDY, Michael John appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Deborah Louise Kennedy Individual · British · DOB 09/1973 · age 53 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 14/12/2023 |
3 historic (ceased) PSCs
- Mr Mark Dennis Kennedyceased 14/12/2023· 25-50% shares · 25-50% voting
- Mr Michael John Kennedyceased 30/06/2022· 25-50% shares · 25-50% voting
- Mrs Linda Mary Kennedyceased 30/08/2019· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · SN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 7-ONE RACING LIMITED→ 12390690 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| A P SERVICING LIMITED→ 08729654 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| A. ROBERTS (CIVIL ENGINEERING) LTD→ 01317959 · est 1977 · no financials extracted | — | — | — | — | 48y | — | — |
| A.B.U. MOTOR COMPANY LIMITED→ 07762137 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| A&G VANS LTD→ 15470456 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ABBEY TYRES LTD→ 15349267 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ABSOLUTE MOTOR CARE LIMITED→ 06870931 · est 2009 · no financials extracted | — | — | — | — | 17y | — | — |
| ABSOLUTE MOTS LIMITED→ 16990417 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| AC AUTOMOTIVE WILTSHIRE LTD→ 13234886 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ACETECH AUTOS LTD→ 15334513 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACTION TIME SERVICES LIMITED→ 04626240 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| ADAM BAILEY LIMITED→ 06322549 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-01-15
Jurisdictionengland-wales
Primary SIC45200 — SIC 45200
Registered office
Swatton Barn
Badbury
Swindon
SN4 0EU
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-01-31
Last: 2026-01-17
Officers (2 active · 9 resigned)
HAMLEN, Nichola Jane→
Activedirector · ~51y · appointed 2024-08-01
View their other companies + combined net worth →
SMITH, Charlotte→
Activedirector · ~30y · appointed 2023-12-14
View their other companies + combined net worth →
KENNEDY, Linda Mary→
Resignedsecretary · appointed 2013-01-15 · resigned 2019-08-30
KENNEDY, Mark Dennis→
Resignedsecretary · appointed 2023-12-14 · resigned 2024-09-04
HAMLEN, Nichola Jane→
Resigneddirector · ~51y · appointed 2021-11-30 · resigned 2024-01-01
KENNEDY, Deborah Louise→
Resigneddirector · ~53y · appointed 2023-12-14 · resigned 2025-11-25
KENNEDY, Linda Mary→
Resigneddirector · ~75y · appointed 2013-04-22 · resigned 2015-03-24
KENNEDY, Mark Dennis→
Resigneddirector · ~56y · appointed 2021-11-30 · resigned 2023-12-14
KENNEDY, Mark Dennis→
Resigneddirector · ~56y · appointed 2019-06-20 · resigned 2021-11-30
KENNEDY, Michael John→
Resigneddirector · ~74y · appointed 2014-10-24 · resigned 2022-06-30
KENNEDY, Michael John→
Resigneddirector · ~74y · appointed 2013-01-15 · resigned 2013-04-22
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 30/03/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (66 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-04
confirmation-statement-with-updates
confirmation-statement · CS01
2026-02-02
change-person-director-company-with-change-date
officers · CH01
2026-01-27
termination-director-company-with-name-termination-date
officers · TM01
2025-11-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-31
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-24
change-person-director-company-with-change-date
officers · CH01
2025-02-20
termination-secretary-company-with-name-termination-date
officers · TM02
2024-09-06
appoint-person-director-company-with-name-date
officers · AP01
2024-08-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-19
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-29
termination-director-company-with-name-termination-date
officers · TM01
2024-01-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-12-14
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2023-12-14
appoint-person-secretary-company-with-name-date
officers · AP03
2023-12-14