ATHERTON FINANCIAL CONSULTANCY LIMITED
🌳Matureactive
08400509 · ltd · incorporated 2013-02-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
—
book net assets
Opportunity
73/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 73/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-02-28 | 2024-02-28 |
|---|---|---|
| Average employees | -400 | -400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
- • 2 persons-with-significant-control
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-02-24📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2026-02-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-02-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-14📄change-person-director-company-with-change-dateofficers · CH01
- 2024-08-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2024-02-01📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-01-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-10-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-11-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-08-01➕ATHERTON, Jasmine appointeddirector
- 2018-07-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2013-02-24➖ATHERTON, Jasmine Sianne resigneddirector
- 2013-02-13🏢Company incorporatedAs ATHERTON FINANCIAL CONSULTANCY LIMITED
- 2013-02-13➕ATHERTON, Christopher John appointeddirector
- 2013-02-13➕ATHERTON, Jasmine Sianne appointeddirector
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder name in company name: Company name contains director surname "ATHERTON" — strong identity link between founder and business.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jasmine Atherton Individual · British · DOB 08/1984 · age 42 | 25–50% | 25–50% | 25-50% shares · 25-50% voting · firm interest | 27/02/2017 |
Mr Christopher John Atherton Individual · British · DOB 06/1984 · age 42 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ALIF GLOBAL LTD→ 14926991 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASL MORTGAGES AND PROTECTION LTD→ 12313996 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASPIRE + WEALTH MANAGEMENT LIMITED→ 12119590 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASSETUS LIMITED→ 16194923 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ASSETZ CAPITAL FUNDING LTD→ 14669696 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ASSETZ CAPITAL LENDING (ALPHA) LIMITED→ 13220941 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ASSOCIATED BODYSHOP FACTORS LIMITED→ 05098842 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ASSURED FINANCE LIMITED→ 12761253 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ASTUTE FINANCE LIMITED→ 11334616 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ATIF GROUP LTD→ 15559030 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| ATLANTA INSURANCE INTERMEDIARIES LIMITED→ 00756681 · est 1963 · no financials extracted | — | — | — | — | 63y | — | — |
| ATLAS INCORPORATION LTD→ 16944964 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-02-13
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
C/O Atherton Accountancy Limited 30 Bolton Old Road
Atherton
Manchester
M46 9DL
England
Filing status
Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-02-15
Last: 2026-02-01
Officers (2 active · 1 resigned)
ATHERTON, Christopher John→
Activedirector · ~42y · appointed 2013-02-13
View their other companies + combined net worth →
ATHERTON, Jasmine→
Activedirector · ~42y · appointed 2018-08-01
View their other companies + combined net worth →
ATHERTON, Jasmine Sianne→
Resigneddirector · ~42y · appointed 2013-02-13 · resigned 2013-02-24
Click a director name to see their full track record across all companies.
Recent filings (38 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-06
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2026-02-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-02-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-10-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-14
change-person-director-company-with-change-date
officers · CH01
2025-02-14
change-person-director-company-with-change-date
officers · CH01
2025-02-14
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-01
change-person-director-company-with-change-date
officers · CH01
2024-02-01
change-person-director-company-with-change-date
officers · CH01
2024-02-01
change-person-director-company-with-change-date
officers · CH01
2024-02-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-07
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-23