ASSURA PROTECT LIMITED
🌳Matureactive
08403633 · ltd · incorporated 2013-02-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£-3.14M
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
- 66220Activities of insurance agents and brokers
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 77/100 (strong), bankability 65/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
5 live charges · 2 lenders · oldest 4.3y
60/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 5 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
8 connected companies via shared directors
69
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Negative net assets
Liabilities exceed assets by £3,135,533
Cash YoY
+34%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£89k
↑ 34% YoY
Net Worth
-£3.1m
↓ 212% YoY
Current Assets
£5.9m
↑ 2.2% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £2.42M | £1.41M |
| Current assets | £5.87M | £5.74M |
| Cash | £88.6k | £66.4k |
| Debtors | £5.78M | £5.68M |
| Net assets | £-3.14M | £-1.00M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 mortgage
- • 1 confirmation-statement
Last 180 days
3
filings
- • 1 mortgage
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2026-04-08📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2026-03-26🔒Charge registered #5Lender: Wilmington Trust (London) Limited
- 2025-12-30📄accounts-with-accounts-type-groupaccounts · AA
- 2025-10-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-21🔒Charge registered #4Lender: Wilmington Trust (London) Limited
- 2025-07-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-07-21🔒Charge registered #3Lender: Wilmington Trust (London) Limited
- 2024-09-30📄accounts-with-accounts-type-groupaccounts · AA
- 2024-04-13📄resolutionresolution · RESOLUTIONS
- 2024-04-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-11🔓Charge satisfied #1
- 2024-04-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-05🔒Charge registered #2Lender: Wilmington Trust (London) Limited
- 2023-09-29📄accounts-with-accounts-type-groupaccounts · AA
- 2023-04-14➕KNIPE, Dan Joseph appointeddirector
- 2023-04-14📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-26📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-03-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-02📄memorandum-articlesincorporation · MA
- 2022-03-02📄resolutionresolution · RESOLUTIONS
- 2022-03-01📄change-person-director-company-with-change-dateofficers · CH01
- 2022-02-07📄resolutionresolution · RESOLUTIONS
- 2022-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-24🔒Charge registered #1Lender: Wilmington Trust (London) Limited as Security Agent.
- 2021-10-06📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-10-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-04-23➕TURNER, Matthew Charles appointeddirector
- 2018-03-01➖DONLEY, Tanya Jennifer Suzanne resigneddirector
- 2018-02-20➕ENCIU, Adina-Elena appointeddirector
- 2013-02-14🏢Company incorporatedAs ASSURA PROTECT LIMITED
- 2013-02-14➕DONLEY, Charles John appointeddirector
- 2013-02-14➕DONLEY, Tanya Jennifer Suzanne appointeddirector
Owner dependency
48/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
63/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·3 new charges in last 12 months
mediumHeavy recent charge activity can indicate refinancing pressure, aggressive leverage, or multiple lender rotation.
Evidence: 2026-03-26: A registered charge; 2025-10-21: A registered charge; 2025-07-21: A registered charge
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Charles John Donley Individual · Canadian · DOB 11/1972 · age 54 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 14/02/2017 |
1 historic (ceased) PSC
- Mrs Tanya Jennifer Suzanne Donleyceased 11/06/2021· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · WD postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABACUS LENDING SOLUTIONS LTD→ 11592055 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| AIR INVESTMENT GROUP LTD→ 13439466 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ALTERNATIVE BRIDGING (MANAGEMENT) LIMITED→ 12280048 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARKJOY RISK CONSULTANTS LTD→ 14322817 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ARTHUR MONEY LTD→ 14889988 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ASHFORD ALLIANCE LIMITED→ 05586314 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ASSEILY VENTURES LIMITED→ 11169058 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| ATHENS CONSULTING LIMITED→ 09974741 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ATRAM FINANCIAL LTD→ 13746399 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ATRATO CAPITAL LIMITED→ 10532978 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ATRATO PARTNERS LIMITED→ 10533101 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AVARA CAPITAL LIMITED→ 17019143 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-02-14
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Spitalfields House
Stirling Way
Borehamwood
Herts
WD6 2FX
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-24
Last: 2026-02-10
Officers (4 active · 1 resigned)
DONLEY, Charles John→
Activedirector · ~54y · appointed 2013-02-14
View their other companies + combined net worth →
ENCIU, Adina-Elena→
Activedirector · ~44y · appointed 2018-02-20
View their other companies + combined net worth →
KNIPE, Dan Joseph→
Activedirector · ~46y · appointed 2023-04-14
View their other companies + combined net worth →
TURNER, Matthew Charles→
Activedirector · ~63y · appointed 2021-04-23
View their other companies + combined net worth →
DONLEY, Tanya Jennifer Suzanne→
Resigneddirector · ~52y · appointed 2013-02-14 · resigned 2018-03-01
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
4
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Wilmington Trust (London) Wilmington Trust (London) Limited | A registered charge | — | 26/03/2026 | — | |
| outstanding | Wilmington Trust (London) Wilmington Trust (London) Limited | A registered charge | — | 21/10/2025 | — | |
| outstanding | Wilmington Trust (London) Wilmington Trust (London) Limited | A registered charge | — | 21/07/2025 | — | |
| outstanding | Wilmington Trust (London) Wilmington Trust (London) Limited | A registered charge | 1 property | 05/04/2024 | — | |
| satisfied | Wilmington Trust (London) as Security Agent. Wilmington Trust (London) Limited as Security Agent. | A registered charge | 1 property | 24/01/2022 | 11/04/2024 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (54 total)
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-04-08
confirmation-statement-with-updates
confirmation-statement · CS01
2026-03-04
accounts-with-accounts-type-group
accounts · AA
2025-12-30
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-07-29
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-20
accounts-with-accounts-type-group
accounts · AA
2024-09-30
resolution
resolution · RESOLUTIONS
2024-04-13
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-11
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-09
confirmation-statement-with-updates
confirmation-statement · CS01
2024-02-27
accounts-with-accounts-type-group
accounts · AA
2023-09-29
appoint-person-director-company-with-name-date
officers · AP01
2023-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-21
change-account-reference-date-company-current-extended
accounts · AA01
2022-11-26