91 ASHLEY ROAD LTD
🌳Matureactive
08417319 · ltd · incorporated 2013-02-25
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 13.2y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£185.7k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
2 live charges · oldest 13.2y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 13.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
38 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £185,741
Net assets shrinking
Down £47,082 YoY
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£186k
↓ 20% YoY
Current Assets
£20k
↓ 19% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.08M | £1.09M |
| Current assets | £20.0k | £24.8k |
| Net assets | £185.7k | £232.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-06-20📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-06-13📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-06-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-03📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-10-03🔓Charge satisfied #2
- 2022-10-03🔓Charge satisfied #1
- 2021-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-01-04📄change-person-director-company-with-change-dateofficers · CH01
- 2020-09-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-09-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2016-12-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-02-25📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2013-04-19🔒Charge registered #2Lender: Lloyds Tsb Bank PLC
- 2013-04-05🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2013-02-25🏢Company incorporatedAs 91 ASHLEY ROAD LTD
- 2013-02-25➕LAMBERT, Kate appointeddirector
- 2013-02-25➕LAMBERT, Robert Nicholas appointeddirector
- 2013-02-25➕BRIGHTON, Richard Thomas appointeddirector
- 2013-02-25➖BRIGHTON, Richard Thomas resigneddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Nicholas Lambert Individual · British · DOB 07/1971 · age 55 | 25–50% | — | 25-50% shares | 01/07/2016 |
Mrs Kate Lambert Individual · British · DOB 05/1969 · age 57 | 25–50% | — | 25-50% shares | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · WR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 120 REPLINGHAM ROAD MANAGEMENT COMPANY LIMITED→ 03100406 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| 19 BERWICK STREET LIMITED→ 16140304 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 23-23 LIMITED→ 04394886 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| 27 TEN LTD→ 11213417 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| 3RS DEVELOPMENTS LIMITED→ 15804945 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4C PROPERTY MANAGEMENT LIMITED→ 13526637 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 51 ROWLEY HILL STREET LIMITED→ 15998615 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 72 LONSDALE ROAD LIMITED→ 04333758 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 80 QUEST HILLS ROAD PROPERTY MANAGEMENT LIMITED→ 05527000 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| 84 LONDON ROAD LIMITED→ 15866106 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| A & C GREEN PROPERTY MANAGEMENT LIMITED→ 11413438 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A B CUTHBERT LIMITED→ 14440467 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-02-25
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
3 Shrubbery Avenue
Worcester
WR1 1QN
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-11
Last: 2026-02-25
Officers (2 active · 1 resigned)
LAMBERT, Kate→
Activedirector · ~57y · appointed 2013-02-25
View their other companies + combined net worth →
LAMBERT, Robert Nicholas→
Activedirector · ~55y · appointed 2013-02-25
View their other companies + combined net worth →
BRIGHTON, Richard Thomas→
Resigneddirector · ~79y · appointed 2013-02-25 · resigned 2013-02-25
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 19/04/2013 | 03/10/2022 | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture deed | 1 property | 05/04/2013 | 03/10/2022 |
Recent filings (38 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-17
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-04
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-27
accounts-with-accounts-type-micro-entity
accounts · AA
2023-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-27
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-06
mortgage-satisfy-charge-full
mortgage · MR04
2022-10-03
mortgage-satisfy-charge-full
mortgage · MR04
2022-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-30
confirmation-statement-with-updates
confirmation-statement · CS01
2021-02-26
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-01-04
change-person-director-company-with-change-date
officers · CH01
2021-01-04