A FERGUSON LIMITED

🌳Matureactive
08420919 · ltd · incorporated 2013-02-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
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Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Active trading company with a 67-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 67). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (2 active, 3 linked, 3 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Mar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Average employees300300

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • • 1 officers
  • • 1 confirmation-statement
Last 180 days
3
filings
  • • 1 officers
  • • 1 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-03-04
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-12-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2024-11-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2023-12-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-06-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2023-06-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2023-04-01
    ➖
    FERGUSON, Alexander Chalmers resigned
    director
  8. 2022-12-23
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2021-12-17
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  10. 2020-12-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2020-03-09
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2020-01-02
    ➕
    FERGUSON, Alexander Chalmers appointed
    director
  13. 2019-12-16
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-12-24
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2018-01-05
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2017-01-05
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  17. 2016-04-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2016-04-06
    ➕
    FERGUSON, Elizabeth Katharine, Mrs. appointed
    director
  19. 2013-02-26
    🏢
    Company incorporated
    As A FERGUSON LIMITED
  20. 2013-02-26
    ➕
    FERGUSON, Andrew Ian, Mr. appointed
    director

Owner dependency

96/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "FERGUSON" — strong identity link between founder and business.
  • +Founder age: Director aged approximately 67 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

69/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 67. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr. Andrew Ian Ferguson
Individual · British · DOB 01/1959 · age 67
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs. Elizabeth Katharine Ferguson
Individual · British · DOB 06/1961 · age 65
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive
Typeltd
Incorporated2013-02-26
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

C/O Everett King 4 Kings Court
Little King Street
Bristol
BS1 4HW

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-12
Last: 2026-02-26

Officers (2 active · 1 resigned)

FERGUSON, Andrew Ian, Mr.→
director · ~67y · appointed 2013-02-26
View their other companies + combined net worth →
Active
FERGUSON, Elizabeth Katharine, Mrs.→
director · ~65y · appointed 2016-04-06
View their other companies + combined net worth →
Active
FERGUSON, Alexander Chalmers→
director · ~39y · appointed 2020-01-02 · resigned 2023-04-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (33 total)

change-person-director-company-with-change-date
officers · CH01
2026-03-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-03
accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-03
accounts-with-accounts-type-micro-entity
accounts · AA
2024-11-21
confirmation-statement-with-updates
confirmation-statement · CS01
2024-03-01
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-06-29
termination-director-company-with-name-termination-date
officers · TM01
2023-06-29
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-13
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-12-17
confirmation-statement-with-updates
confirmation-statement · CS01
2021-04-19
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-04