AIMS PROPERTY DEVELOPMENT LIMITED

🌳Matureactive

08423517 · ltd · incorporated 2013-02-28

Investment thesis

Property vehicle with leveraged stack — refinance / partial-release angle.

Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.

Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Feb 2025

Net worth

£-5.1k

book net assets

Opportunity

75/100

Strong

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What this business does

Primary activity: Buying and selling of own real estate

Sector: Real estate

Investor take

Pass (distressed without resilience)

Distressed property-backed borrower — structural issues outweigh the discount.

Opportunity 75/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: distressed disposal / insolvency (65/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 12.3y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 12.3 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

2 officers (2 active, 2 linked, 2 with DOB)

Ownership & PSC

2 active PSC(s) of 2 total, 2 with control declared

Director network

4 connected companies via shared directors

Filing history

31 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

75/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Negative net assets

Liabilities exceed assets by £5,054

High leverage

Liabilities are 100% of total assets

Leverage

100%

Liabilities / Total assets

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

-£5k

↓ 71% YoY

Current Assets

£1k

↓ 73% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-02-28	2024-02-28
Total assets	£196.8k	£200.7k
Current assets	£1.3k	£5.0k
Net assets	£-5.1k	£-3.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 confirmation-statement

Counts from Companies House filing history.

Corporate timeline (22 events)Click to expand

2025-11-14
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-07-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-18
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-03-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-05-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-11-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-10-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2018-09-05
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2018-09-03
📄
mortgage-satisfy-charge-full
mortgage · MR04
2018-09-03
🔒
Charge registered #3
Lender: Charter Court Financial Services Limited
2018-09-03
🔓
Charge satisfied #2
2017-11-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2016-11-30
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-02
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-11-05
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2015-08-05
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2015-07-23
🔒
Charge registered #2
Lender: Fleet Mortgages Limited
2014-04-23
🔒
Charge registered #1
Lender: Onesavings Bank PLC
2013-02-28
🏢
Company incorporated
As AIMS PROPERTY DEVELOPMENT LIMITED
2013-02-28
➕
SHARDLOW, Ian Matthew appointed
director
2013-02-28
➕
SHARDLOW, Mark James appointed
director

Owner dependency

71/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
+No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

49/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 13 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mr Ian Matthew Shardlow Individual · British · DOB 09/1985 · age 41	25–50%	—	25-50% shares	06/04/2016
Mr Mark James Shardlow Individual · British · DOB 09/1988 · age 38	25–50%	—	25-50% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

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AHI PROPERTIES LTD→ 13133901 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
AHMED REALTY GROUP LTD→ 15256069 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AHODS HOLDINGS SR LIMITED→ 16074460 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
AHT RIVERSIDE PROPERTIES LTD→ 12974121 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
AIA REAL ESTATE LTD→ 16445972 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AIIM PROPERTIES LTD→ 12267945 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
AIRA LETTINGS LTD→ 14582463 · est 2023 · no financials extracted	—	—	—	—	3y	—	—
AIRPORT BUSINESS PARK (QUAD) MANAGEMENT LIMITED→ 14229315 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2013-02-28

Jurisdictionengland-wales

Primary SIC68100 — Buying and selling of own real estate

Registered office

60 Walgrove Road

Brampton

Chesterfield

Derbyshire

S40 2DR

Filing status

Accounts

Next due: 2026-11-30

Last made up to: 2025-02-28

Confirmation statement

Next due: 2027-03-15

Last: 2026-03-01

Officers (2 active · 0 resigned)

SHARDLOW, Ian Matthew→

director · ~41y · appointed 2013-02-28

View their other companies + combined net worth →

Active

SHARDLOW, Mark James→

director · ~38y · appointed 2013-02-28

View their other companies + combined net worth →

Active

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:3 of 3 shown

		Type	Properties
outstanding	Precise Mortgages Charter Court Financial Services Limited	A registered charge	1 property	03/09/2018	—
satisfied	Fleet Mortgages Fleet Mortgages Limited	A registered charge	1 property	23/07/2015	03/09/2018
outstanding	Onesavings Bank Onesavings Bank PLC	A registered charge	1 property	23/04/2014	—

Click column headers to sort. Use filters above to narrow by status and lender.