CHEW VALLEY DAIRY LIMITED
🌳Matureactive
08450040 · ltd · incorporated 2013-03-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: SIC 10511
Sector: Manufacturing
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 67/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 12.9y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 12.9 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
48 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 3600 | 3500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
5 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 confirmation-statement
- • 1 address
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 address
Last 180 days
3
filings
- • 1 confirmation-statement
- • 1 address
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2026-04-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-04-20📄memorandum-articlesincorporation · MA
- 2024-04-20📄resolutionresolution · RESOLUTIONS
- 2024-04-19📄capital-alter-shares-subdivisioncapital · SH02
- 2024-04-19📄capital-name-of-class-of-sharescapital · SH08
- 2023-12-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-20📄change-person-secretary-company-with-change-dateofficers · CH03
- 2022-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-07📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-10-06🔒Charge registered #4Lender: Hsbc Invoice Finance (UK) LTD
- 2021-10-06🔒Charge registered #3Lender: Hsbc Invoice Finance (UK) LTD
- 2021-08-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-08-17🔓Charge satisfied #1
- 2021-07-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-07-19🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2021-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-01-23📄change-person-director-company-with-change-dateofficers · CH01
- 2013-06-20🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2013-03-19🏢Company incorporatedAs CHEW VALLEY DAIRY LIMITED
- 2013-03-19➕GAY, Thomas Colston James appointedsecretary
- 2013-03-19➕GAY, Colston Reginald James appointeddirector
- 2013-03-19➕GAY, Thomas Colston James appointeddirector
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Thomas Colston James Gay Individual · British · DOB 09/1988 · age 38 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 19/03/2017 |
Mr Colston Reginald James Gay Individual · British · DOB 08/1960 · age 66 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 19/03/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Food & drink · BS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 5 SPICE FOODS LTD→ 12370569 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A & R HOUSE (BCL) LIMITED→ 09091612 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| A-MAIZE-ING MEALS LTD→ 16658949 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AD ASTRA CIDER LTD→ 13542485 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| ADAMS CHOCOLATES LTD→ 15672781 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AGRICOAT NATURESEAL LIMITED→ 06495190 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| ALEC JARRETT LIMITED→ 00723594 · est 1962 · no financials extracted | — | — | — | — | 63y | — | — |
| ALVERNIA LIMITED→ 16598011 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AMARETTO ITALIAN SWEET LTD→ 13142814 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| ANNA CAKE COUTURE LTD→ 09350885 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ANNA'S ARTISAN BAKERY LIMITED→ 16980360 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| ARBOR ALES LTD→ 05894115 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-03-19
Jurisdictionengland-wales
Primary SIC10511 — SIC 10511
Registered office
North Widcombe Farm
North Widcombe
Bristol
BS40 6HP
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-23
Last: 2026-04-09
Officers (3 active · 0 resigned)
GAY, Thomas Colston James→
Activesecretary · appointed 2013-03-19
View their other companies + combined net worth →
GAY, Colston Reginald James→
Activedirector · ~66y · appointed 2013-03-19
View their other companies + combined net worth →
GAY, Thomas Colston James→
Activedirector · ~38y · appointed 2013-03-19
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 06/10/2021 | — | |
| outstanding | HSBC Hsbc Invoice Finance (UK) LTD | A registered charge | — | 06/10/2021 | — | |
| outstanding | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 19/07/2021 | — | |
| satisfied | Lloyds Banking Group Lloyds Tsb Bank PLC | A registered charge | 1 property | 20/06/2013 | 17/08/2021 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (48 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-14
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-04-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-04-25
memorandum-articles
incorporation · MA
2024-04-20
resolution
resolution · RESOLUTIONS
2024-04-20
capital-alter-shares-subdivision
capital · SH02
2024-04-19
capital-name-of-class-of-shares
capital · SH08
2024-04-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-22
change-person-secretary-company-with-change-date
officers · CH03
2023-04-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-23