ACCUMULATE WEALTH MANAGEMENT (KENT) LTD
🌳Matureactive
08456496 · ltd · incorporated 2013-03-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£676.0k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 79/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £675,986
Key financials
2 years extracted from filed iXBRL accountsCash
£23k
Net Worth
£676k
↑ 8.6% YoY
Current Assets
£74k
↑ 66% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £756.3k | £642.3k |
| Current assets | £73.5k | £44.3k |
| Cash | £22.8k | — |
| Debtors | £50.7k | £44.3k |
| Net assets | £676.0k | £622.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2026-04-14📄change-person-director-company-with-change-dateofficers · CH01
- 2025-09-22📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-06-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-29📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-07-29📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-27📄change-person-director-company-with-change-dateofficers · CH01
- 2021-07-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-05-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-03-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-03📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-12-06📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-09-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2013-03-21🏢Company incorporatedAs ACCUMULATE WEALTH MANAGEMENT (KENT) LTD
- 2013-03-21➕AIREY, Geoffrey Robert Walter appointeddirector
- 2013-03-21➕AIREY, Tracy Margaret appointeddirector
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 62 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
59/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Geoffrey Robert Walter Airey Individual · British · DOB 06/1964 · age 62 | 25–50% | — | 25-50% shares | 06/04/2016 |
Mrs Tracy Margaret Airey Individual · British · DOB 10/1969 · age 57 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · EN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1ST SURE LIMITED→ 05993092 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| 726 INVESTMENTS LTD→ 16184473 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A ROGERS PROTECTION LTD→ 14671157 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AAA MORTGAGE SERVICES LTD→ 16922471 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABBI FINANCIAL LIMITED→ 11531223 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ACCENDO MARKETS LIMITED→ 06417051 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ACCESS BRIDGING FINANCE LIMITED→ 05684143 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ACREPLAN FINANCE LTD→ 10056731 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ADE2 LIMITED→ 16105735 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ADMACRO LTD→ 10186157 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| ADVICE 1ST LIMITED→ 15250756 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AFFINITY INDEPENDENT FINANCIAL SOLUTIONS LTD→ 09726065 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-03-21
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers
Registered office
1 Beauchamp Court
10 Victors Way
Barnet
Hertfordshire
EN5 5TZ
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-04
Last: 2026-03-21
Officers (2 active · 0 resigned)
AIREY, Geoffrey Robert Walter→
Activedirector · ~62y · appointed 2013-03-21
View their other companies + combined net worth →
AIREY, Tracy Margaret→
Activedirector · ~57y · appointed 2013-03-21
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (33 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-15
change-person-director-company-with-change-date
officers · CH01
2026-04-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-26
confirmation-statement-with-updates
confirmation-statement · CS01
2023-03-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-08
confirmation-statement-with-updates
confirmation-statement · CS01
2022-03-21
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-07-29
change-person-director-company-with-change-date
officers · CH01
2021-07-29
change-person-director-company-with-change-date
officers · CH01
2021-07-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-07-27