ASGL FINANCE LIMITED

💤Zombieactive
08465870 · ltd · incorporated 2013-03-28
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£-3.3k
book net assets
Opportunity
78/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
ALSO REGISTERED FOR
  • 82110Combined office administrative service activities
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

Data confidence

Overall: medium (76/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
8 officers (2 active, 8 linked, 5 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
46 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Negative net assets
Liabilities exceed assets by £3,289

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
-£3k
↓ 20% YoY
Current Assets
£2k
↓ 33% YoY
Current Liabilities
—
-£3k-£2k-£897£298£1k£3kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£-3.3k£2.7k
Current assets£1.8k£2.7k
Net assets£-3.3k£-2.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (31 events)Click to expand
  1. 2025-12-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-12-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-10-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2022-10-06
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2022-09-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2021-11-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-09-23
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  9. 2021-02-10
    ➖
    WITHERS, Terry resigned
    director
  10. 2021-02-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2021-02-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  12. 2021-02-10
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  13. 2021-02-10
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  14. 2020-11-09
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  15. 2020-02-10
    ➕
    WITHERS, Terry appointed
    secretary
  16. 2020-02-10
    ➕
    WITHERS, Alison Mary appointed
    director
  17. 2020-02-10
    ➖
    WILSON, Graham resigned
    secretary
  18. 2019-12-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  19. 2019-01-23
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2018-01-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2015-09-25
    ➖
    WITHERS, Adrian resigned
    director
  22. 2015-09-25
    ➕
    WITHERS, Terry appointed
    director
  23. 2015-07-01
    ➕
    WILSON, Graham appointed
    secretary
  24. 2015-06-30
    ➖
    WITHERS, Terry resigned
    secretary
  25. 2013-09-25
    ➖
    WILSON, Graham resigned
    director
  26. 2013-09-01
    ➕
    WILSON, Graham appointed
    director
  27. 2013-06-01
    ➕
    WITHERS, Terry appointed
    secretary
  28. 2013-06-01
    ➖
    WILSON, Graham resigned
    director
  29. 2013-06-01
    ➕
    WITHERS, Adrian appointed
    director
  30. 2013-03-28
    🏢
    Company incorporated
    As ASGL FINANCE LIMITED
  31. 2013-03-28
    ➕
    WILSON, Graham appointed
    director

Owner dependency

90/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder age: Director aged approximately 68 — succession pressure is live.

Succession & seller-readiness

65/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Terry Withers
Individual · British · DOB 09/1956 · age 70
——sig. influencesignificant influence06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-03-28
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

3 The Elms
Church Rd
Claygate
Esher
KT10 0JT
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-07
Last: 2025-09-23

Officers (2 active · 6 resigned)

WITHERS, Terry→
secretary · appointed 2020-02-10
View their other companies + combined net worth →
Active
WITHERS, Alison Mary→
director · ~68y · appointed 2020-02-10
View their other companies + combined net worth →
Active
WILSON, Graham→
secretary · appointed 2015-07-01 · resigned 2020-02-10
Resigned
WITHERS, Terry→
secretary · appointed 2013-06-01 · resigned 2015-06-30
Resigned
WILSON, Graham→
director · ~83y · appointed 2013-09-01 · resigned 2013-09-25
Resigned
WILSON, Graham→
director · ~83y · appointed 2013-03-28 · resigned 2013-06-01
Resigned
WITHERS, Adrian→
director · ~67y · appointed 2013-06-01 · resigned 2015-09-25
Resigned
WITHERS, Terry→
director · ~70y · appointed 2015-09-25 · resigned 2021-02-10
Resigned

Click a director name to see their full track record across all companies.

Recent filings (46 total)

accounts-with-accounts-type-micro-entity
accounts · AA
2025-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-09-29
accounts-with-accounts-type-micro-entity
accounts · AA
2024-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-11
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-03
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-06
accounts-with-accounts-type-micro-entity
accounts · AA
2022-09-21
accounts-with-accounts-type-micro-entity
accounts · AA
2021-11-02
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-23
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2021-09-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-17
appoint-person-director-company-with-name-date
officers · AP01
2021-02-10