BRAVO FRENCH INVESTMENT & WEALTH LIMITED
💤Zombieactive
08472512 · ltd · incorporated 2013-04-03
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£289.2k
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
🏦
Refinance opportunity
2 live charges · oldest 5.2y
45/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.2 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
32 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £289,182
Net assets shrinking
Down £67,470 YoY
Cash YoY
+24%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£48k
↑ 24% YoY
Net Worth
£289k
↓ 19% YoY
Current Assets
£89k
↓ 64% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £726.1k | £769.4k |
| Current assets | £88.6k | £249.6k |
| Cash | £48.4k | £39.0k |
| Debtors | £40.3k | £210.6k |
| Net assets | £289.2k | £356.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2025-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-07-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-07-23📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-07-23📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-04-05➖BRAVO-FRENCH, Aimee-Jo resigneddirector
- 2024-12-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-12-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-06-04📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-04-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-04-30🔒Charge registered #2Lender: Cumberland Building Society
- 2021-04-30🔒Charge registered #1Lender: Cumberland Building Society
- 2020-08-25📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-12-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-06-05📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-11-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2016-12-23📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-04-03🏢Company incorporatedAs BRAVO FRENCH INVESTMENT & WEALTH LIMITED
- 2013-04-03➕BRAVO-FRENCH, Rafael appointeddirector
- 2013-04-03➕BRAVO-FRENCH, Aimee-Jo appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
58/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Rafael Bravo-French Individual · British · DOB 08/1977 · age 49 | 50–75% | 50–75% | 50-75% shares · 50-75% voting | 06/04/2016 |
Mrs Angela French Individual · British · DOB 05/1952 · age 74 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
1 historic (ceased) PSC
- Mrs Aimee-Jo Bravo-Frenchceased 05/04/2025· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ATOMIC 42 LTD→ 14183305 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AUDEO AF LIMITED→ 15261769 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AUDEO FS LIMITED→ 11140398 · est 2018 · no financials extracted | — | — | — | — | 8y | — | — |
| AURELIA LONDON CONSULTING LTD→ 16441694 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AUTOMONEY TRUST LIMITED→ 11331546 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BAURENCLY LTD→ 16568735 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BEAR CREDIT LIMITED→ 14774992 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| BEECHWOOD IFA LTD→ 10307783 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BELSEY INVESTMENT PARTNERS LTD→ 16128402 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BRANCASTER HOUSE FINANCIAL PLANNING LTD→ 13000271 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BRIBARBO LIMITED→ 11815470 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| BRIDEWELL TRADING LIMITED→ 16341189 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-04-03
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
C/O Loveday & Partners
Lakeside 500 Old Chapel Way, Broadland Business Pk
Norwich
Norfolk
NR7 0WG
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-04-17
Last: 2026-04-03
Officers (1 active · 1 resigned)
BRAVO-FRENCH, Rafael→
Activedirector · ~49y · appointed 2013-04-03
View their other companies + combined net worth →
BRAVO-FRENCH, Aimee-Jo→
Resigneddirector · ~47y · appointed 2013-04-03 · resigned 2025-04-05
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Cumberland Building Society | A registered charge | 1 property | 30/04/2021 | — | |
| outstanding | Cumberland Building Society | A registered charge | — | 30/04/2021 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (32 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2026-04-16
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-24
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-23
termination-director-company-with-name-termination-date
officers · TM01
2025-07-23
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-07-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-10
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-29
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-13
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-04-30