HARDCASTLE BURTON FINANCIAL LIMITED

🌳Matureactive
08481634 · ltd · incorporated 2013-04-09
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2026
Net worth
£71.9k
book net assets
Opportunity
73/100
Strong
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What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (2 active, 7 linked, 7 with DOB)
90
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
Network not yet resolved
30
Filing history
40 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £71,935
Cash YoY
+34%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£205k
↑ 34% YoY
Net Worth
£72k
↑ 28% YoY
Current Assets
£253k
↑ 32% YoY
Current Liabilities
—
£0£51k£101k£152k£202k£253kMar 2025Mar 2026

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2026-03-312025-03-31
Total assets£71.9k£56.2k
Current assets£252.8k£190.9k
Cash£205.5k£153.2k
Debtors£47.4k£37.6k
Net assets£71.9k£56.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
5
filings
  • • 3 officers
  • • 1 accounts
  • • 1 persons-with-significant-control
Last 180 days
6
filings
  • • 3 officers
  • • 1 accounts
  • • 1 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
  1. 2026-06-03
    ➕
    LEE, Kenneth Gardner appointed
    director
  2. 2026-06-03
    ➕
    SCARBORO, Christopher Robert appointed
    director
  3. 2026-06-03
    ➖
    BOUTTELL, Keith Charles resigned
    director
  4. 2026-06-03
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2026-06-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2026-06-03
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2026-06-03
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  8. 2026-05-04
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  9. 2025-12-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2024-12-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2023-12-22
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  12. 2022-12-28
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  13. 2022-03-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  14. 2021-05-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  15. 2021-05-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  16. 2021-05-31
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  17. 2021-05-31
    📄
    withdrawal-of-a-person-with-significant-control-statement
    persons-with-significant-control · PSC09
  18. 2021-03-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  19. 2019-12-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  20. 2018-12-21
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  21. 2014-12-31
    ➖
    HOMENT, Brian Peter resigned
    director
  22. 2014-12-31
    ➖
    LAW, Martin John resigned
    director
  23. 2014-12-31
    ➖
    LINDSELL, Denise Rebecca resigned
    director
  24. 2014-12-31
    ➖
    TULLOCH, Jonathan Christopher resigned
    director
  25. 2013-04-09
    🏢
    Company incorporated
    As HARDCASTLE BURTON FINANCIAL LIMITED
  26. 2013-04-09
    ➕
    BOUTTELL, Keith Charles appointed
    director
  27. 2013-04-09
    ➕
    HOMENT, Brian Peter appointed
    director
  28. 2013-04-09
    ➕
    LAW, Martin John appointed
    director
  29. 2013-04-09
    ➕
    LINDSELL, Denise Rebecca appointed
    director
  30. 2013-04-09
    ➕
    TULLOCH, Jonathan Christopher appointed
    director

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Joanne Susan Bouttell
Individual · British · DOB 05/1973 · age 53
25–50%
25–50%25-50% shares · 25-50% voting18/06/2020
Mrs Joanne Louise Tulloch
Individual · British · DOB 02/1980 · age 46
25–50%
25–50%25-50% shares · 25-50% voting18/06/2020
Mrs Denise Rebecca Lindsell
Individual · British · DOB 09/1977 · age 49
25–50%
25–50%25-50% shares · 25-50% voting18/06/2020

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-04-09
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

Lake House
Market Hill
Royston
Herts
SG8 9JN

Filing status

Accounts
Next due: 2027-12-31
Last made up to: 2026-03-31
Confirmation statement
Next due: 2027-04-23
Last: 2026-04-09

Officers (2 active · 5 resigned)

LEE, Kenneth Gardner→
director · ~54y · appointed 2026-06-03
View their other companies + combined net worth →
Active
SCARBORO, Christopher Robert→
director · ~45y · appointed 2026-06-03
View their other companies + combined net worth →
Active
BOUTTELL, Keith Charles→
director · ~54y · appointed 2013-04-09 · resigned 2026-06-03
Resigned
HOMENT, Brian Peter→
director · ~75y · appointed 2013-04-09 · resigned 2014-12-31
Resigned
LAW, Martin John→
director · ~68y · appointed 2013-04-09 · resigned 2014-12-31
Resigned
LINDSELL, Denise Rebecca→
director · ~49y · appointed 2013-04-09 · resigned 2014-12-31
Resigned
TULLOCH, Jonathan Christopher→
director · ~46y · appointed 2013-04-09 · resigned 2014-12-31
Resigned

Click a director name to see their full track record across all companies.

Recent filings (40 total)

termination-director-company-with-name-termination-date
officers · TM01
2026-06-03
appoint-person-director-company-with-name-date
officers · AP01
2026-06-03
appoint-person-director-company-with-name-date
officers · AP01
2026-06-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2026-06-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-05-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-05-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-30
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-22
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-12-22
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-09
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-12-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-13
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-31