AGADIR LIMITED
💤Zombieactive
08495245 · ltd · incorporated 2013-04-18
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2024
Net worth
—
book net assets
Opportunity
77/100
Strong
What this business does
Primary activity: Activities of real estate investment trusts
Sector: Financial & insurance
ALSO REGISTERED FOR
- 68320Management of real estate on a fee or contract basis
- 70229Management consultancy activities other than financial management
- 82990Other business support service activities n.e.c.
Investor take
PursueActive trading company with a 66-year-old founder — textbook succession opportunity.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (68/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
11 live charges · 6 lenders · oldest 12.4y
15/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 12.4 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
11 charges (11/11 with lender, 11/11 with type)
90
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
51 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-04-30 | 2023-04-30 |
|---|
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (40 events)Click to expand
- 2025-01-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-02-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-01-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-01-25🔒Charge registered #11Lender: Interbay Funding LTD
- 2023-12-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-12-04📄change-person-director-company-with-change-dateofficers · CH01
- 2023-01-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-12-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-06-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-06-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-06-11🔒Charge registered #10Lender: Lendco Limited
- 2021-06-11🔓Charge satisfied #9
- 2021-06-11🔓Charge satisfied #8
- 2021-04-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-04-28📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-04-28🔓Charge satisfied #7
- 2020-02-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-10📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-02-04🔒Charge registered #9Lender: Alternative Bridging (UK 1) Limited
- 2020-02-04🔒Charge registered #8Lender: Alternative Bridging (UK 1) Limited
- 2019-12-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-01-21📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-11-06📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-10-29📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-10-29🔓Charge satisfied #6
- 2018-10-29🔓Charge satisfied #5
- 2018-10-29🔓Charge satisfied #4
- 2018-10-29🔓Charge satisfied #3
- 2018-10-19🔒Charge registered #7Lender: Aura Finance Limited
- 2017-03-23🔓Charge satisfied #2
- 2017-03-23🔓Charge satisfied #1
- 2017-03-09🔒Charge registered #6Lender: Mizrahi Tefahot Bank Limited
- 2017-03-09🔒Charge registered #5Lender: Mizrahi Tefahot Bank Limited
- 2017-03-09🔒Charge registered #4Lender: Mizrahi Tefahot Bank Limited
- 2017-03-09🔒Charge registered #3Lender: Mizrahi Tefahot Bank Limited
- 2013-12-18🔒Charge registered #2Lender: Commercial Acceptances Limited
- 2013-12-18🔒Charge registered #1Lender: Commercial Acceptances Limited
- 2013-04-18🏢Company incorporatedAs AGADIR LIMITED
- 2013-04-18➕GUTSTEIN, Joseph appointeddirector
Owner dependency
95/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 66 — succession pressure is live.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
78/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Joseph Gutstein Individual · British · DOB 10/1960 · age 66 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 87KJ CAPITAL LIMITED→ 14781673 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| ADELARD SOLUTIONS LIMITED→ 16327111 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ADM INVESTMENT GROUP LTD→ 12590796 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| AFFLUENCE FINANCIAL MANAGEMENT SERVICES LIMITED→ 14045398 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| AHP INVESTMENTS LIMITED→ 13471459 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| AJC CONSULTANTS LIMITED→ 05499872 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ALFRETON INSURANCE SERVICES LIMITED→ 02220205 · est 1988 · no financials extracted | — | — | — | — | 38y | — | — |
| ALISON GREGORY WEALTH MANAGEMENT LIMITED→ 09088812 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALPINE ACCIDENT CLAIMS LIMITED→ 05120517 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ALSTOM UK PENSION TRUSTEE LIMITED→ 09051042 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ALSTOM UK VP PENSION TRUSTEE LIMITED→ 09051041 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| AMANAH FINANCIAL LIMITED→ 16869604 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-04-18
Jurisdictionengland-wales
Primary SIC64306 — Activities of real estate investment trusts
Registered office
20 Coxon Street
Spondon
Derby
DE21 7JG
Filing status
Accounts
Next due: 2026-04-30
Last made up to: 2024-04-30
Confirmation statement
Next due: 2026-09-29
Last: 2025-09-15
Officers (1 active · 0 resigned)
GUTSTEIN, Joseph→
Activedirector · ~66y · appointed 2013-04-18
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
11
Total charges
2
Outstanding
2
Active lenders
Status:Lender:11 of 11 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | InterBay Interbay Funding LTD | A registered charge | 1 property | 25/01/2024 | — | |
| outstanding | Lendco Lendco Limited | A registered charge | 1 property | 11/06/2021 | — | |
| satisfied | Alternative Bridging (UK 1) Alternative Bridging (UK 1) Limited | A registered charge | 1 property | 04/02/2020 | 11/06/2021 | |
| satisfied | Alternative Bridging (UK 1) Alternative Bridging (UK 1) Limited | A registered charge | 1 property | 04/02/2020 | 11/06/2021 | |
| satisfied | Aura Finance Aura Finance Limited | A registered charge | 1 property | 19/10/2018 | 28/04/2020 | |
| satisfied | Mizrahi Tefahot Bank Mizrahi Tefahot Bank Limited | A registered charge | — | 09/03/2017 | 29/10/2018 | |
| satisfied | Mizrahi Tefahot Bank Mizrahi Tefahot Bank Limited | A registered charge | — | 09/03/2017 | 29/10/2018 | |
| satisfied | Mizrahi Tefahot Bank Mizrahi Tefahot Bank Limited | A registered charge | 1 property | 09/03/2017 | 29/10/2018 | |
| satisfied | Mizrahi Tefahot Bank Mizrahi Tefahot Bank Limited | A registered charge | 1 property | 09/03/2017 | 29/10/2018 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 2 properties | 18/12/2013 | 23/03/2017 | |
| satisfied | Commercial Acceptances Commercial Acceptances Limited | A registered charge | 1 property | 18/12/2013 | 23/03/2017 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (51 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-15
accounts-with-accounts-type-dormant
accounts · AA
2025-01-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-16
accounts-with-accounts-type-dormant
accounts · AA
2024-02-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-01-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-12-04
change-person-director-company-with-change-date
officers · CH01
2023-12-04
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-15
accounts-with-accounts-type-dormant
accounts · AA
2023-01-18
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-15
accounts-with-accounts-type-dormant
accounts · AA
2021-12-02
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-15
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-06-23
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-11
mortgage-satisfy-charge-full
mortgage · MR04
2021-06-11