AFFORD BOND HOLDINGS LIMITED

🌳Matureactive

08508692 · ltd · incorporated 2013-04-29

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 11.4y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

—

book net assets

Opportunity

77/100

Strong

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What this business does

Primary activity: Accounting and auditing activities

Sector: Professional, scientific & technical

Investor take

Pursue

Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 77/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 11.4y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 11.4 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 28/100 — workable, but lender will want more DD.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

17 officers (10 active, 17 linked, 16 with DOB)

Ownership & PSC

1 active PSC(s) of 5 total, 5 with control declared

Director network

7 connected companies via shared directors

Filing history

70 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

77/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-12-31	2023-12-31
Average employees	7800	6200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 confirmation-statement

Last 180 days

filings

• 3 officers
• 2 confirmation-statement
• 2 resolution

Counts from Companies House filing history.

Corporate timeline (48 events)Click to expand

2026-02-20
📄
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-02-11
📄
resolution
resolution · RESOLUTIONS
2026-02-11
📄
memorandum-articles
incorporation · MA
2026-02-11
📄
resolution
resolution · RESOLUTIONS
2026-02-11
📄
capital-name-of-class-of-shares
capital · SH08
2026-02-11
📄
capital-name-of-class-of-shares
capital · SH08
2026-02-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
📄
appoint-person-director-company-with-name-date
officers · AP01
2026-02-03
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-01-31
➕
WARDLE, Adam Robert appointed
director
2026-01-31
➕
WILSON, Allan Ian appointed
director
2026-01-31
🔒
Charge registered #2
Lender: Secured Fixed Income PLC
2026-01-08
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2025-12-31
➖
CLARKE, John Kevin resigned
secretary
2025-07-01
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-06-30
➖
ATKINSON, Jeffrey Eden resigned
director
2025-06-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-27
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-27
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-01-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-12-31
➖
BAILEY, David resigned
director
2023-12-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-28
📄
change-account-reference-date-company-previous-extended
accounts · AA01
2022-09-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-07-01
➕
LWIN, Kevin Timothy David appointed
director
2022-05-18
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-05-12
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2022-01-19
➕
EDWARDS, Benjamin appointed
director
2022-01-19
➕
HORNBUCKLE, Thomas Mark appointed
director
2022-01-19
➕
REGNAULD, Christopher Paul appointed
director
2021-12-31
➖
GREER, Gary resigned
director
2018-09-04
➖
CURWEN, Jonathan Gregory resigned
director
2016-12-31
➕
CLARKE, John Kevin appointed
secretary
2016-12-31
➖
CLARKE, John Kevin resigned
director
2016-04-01
➕
BEESTON, Lindsay Wilfred appointed
director
2015-01-20
🔒
Charge registered #1
Lender: National Westminster Bank PLC
2015-01-01
➕
EDWARDS, Paul appointed
director
2015-01-01
➕
MONKS, Christopher Robert appointed
director
2015-01-01
➕
BAILEY, David appointed
director
2013-04-29
🏢
Company incorporated
As AFFORD BOND HOLDINGS LIMITED
2013-04-29
➕
O'MALLEY, Peter Anthony appointed
director
2013-04-29
➕
ATKINSON, Jeffrey Eden appointed
director
2013-04-29
➕
CLARKE, John Kevin appointed
director
2013-04-29
➕
CURWEN, Jonathan Gregory appointed
director
2013-04-29
➕
GREER, Gary appointed
director
2013-04-29
➕
KAHAN, Barbara appointed
director
2013-04-29
➖
KAHAN, Barbara resigned
director

Owner dependency

56/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-10 active directors: Broader management team in place — suggests transferable governance.
+Senior director age: Director aged approximately 61 — approaching natural succession window.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

53/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 61. Early succession window.
secondary12+ year tenure: Director in role 13 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

2 director resignations in last 12 months

medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: CLARKE, John Kevin resigned 2025-12-31; ATKINSON, Jeffrey Eden resigned 2025-06-30

Group structure

Afford Bond Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Afford Bond Group Holdings Limited

Corporate parent · holds 75-100% shares

ultimate parent

⬇

AFFORD BOND HOLDINGS LIMITED

This company · 08508692

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Afford Bond Group Holdings Limited Corporate entity	75–100%	—	75-100% shares	15/12/2021

4 historic (ceased) PSCs

Afford Bond Group Limitedceased 15/12/2021· 75-100% shares
Mr Gary Greerceased 03/12/2019· 25-50% shares
Mr Peter Anthony O'Malleyceased 03/12/2019· 25-50% shares
Mr Jonathan Gregory Curwenceased 04/09/2018· 25-50% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Professional services · CW postcode area

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ACCOUNTANCY SERVICES (NW) LIMITED→ 11125009 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ACCOUNTING EVIDENCE LTD→ 04979457 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
ACE PERFORMANCE LIMITED→ 04666787 · est 2003 · no financials extracted	—	—	—	—	23y	—	—
ACUITAS INSIGHTS LIMITED→ 13300843 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
ADAM BIRTLE PROPS LTD→ 15142200 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
ADDED VALUE ARCHITECTURE LIMITED→ 11124740 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
ADVANCED AUTOMOBILE SOLUTIONS LTD→ 13335068 · est 2021 · no financials extracted	—	—	—	—	5y	—	—
ADVANCED INFRASTRUCTURE TECHNOLOGY LTD→ 12552695 · est 2020 · no financials extracted	—	—	—	—	6y	—	—
ADVANCED MECHATRONICS UK LIMITED→ 12572238 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
ADVANTAGEOUS LIMITED→ 16073910 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
AE AIRLINE SOLUTIONS LTD→ 14358475 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
AFFORD BOND PAYROLL SERVICES LIMITED→ 08504452 · est 2013 · no financials extracted	—	—	—	—	12y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated2013-04-29

Jurisdictionengland-wales

Primary SIC69201 — Accounting and auditing activities

Registered office

31 Wellington Road

Nantwich

Cheshire

CW5 7ED

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2027-05-13

Last: 2026-04-29