GOODHOLM FINANCE LIMITED
🌳Matureactive
08517583 · ltd · incorporated 2013-05-07
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 9.3y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 80/100 (exceptional), bankability 85/100. Strong seller-intent signal (63/100, director aged 73). Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (73/100).
🏦
Refinance opportunity
1 live charge · oldest 9.3y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 9.3 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
8 officers (3 active, 8 linked, 8 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
64 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Profit before tax | — | £0 |
| Average employees | 3 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
5
filings
- • 2 gazette
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
- 2026-03-30📄accounts-with-accounts-type-smallaccounts · AA
- 2026-03-27📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2026-03-04📄gazette-filings-brought-up-to-dategazette · DISS40
- 2026-03-03📄gazette-notice-compulsorygazette · GAZ1
- 2024-08-15📄accounts-with-accounts-type-fullaccounts · AA
- 2023-12-14📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2023-08-23📄accounts-with-accounts-type-fullaccounts · AA
- 2023-01-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2023-01-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-01-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-01-06➕LAMONT, Michael Gary appointeddirector
- 2023-01-06➕POWNALL, Duncan Redford appointeddirector
- 2023-01-06➖ASPINALL, Mark David resigneddirector
- 2023-01-06➖COLCLOUGH, Thomas resigneddirector
- 2023-01-06➖HARRIS, Ian Michael resigneddirector
- 2023-01-06➖STREET, Keith Leslie resigneddirector
- 2023-01-06📄accounts-with-accounts-type-groupaccounts · AA
- 2022-03-10📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-03-10🔓Charge satisfied #1
- 2022-03-09📄capital-cancellation-sharescapital · SH06
- 2022-03-09📄capital-return-purchase-own-sharescapital · SH03
- 2021-12-23📄accounts-with-accounts-type-groupaccounts · AA
- 2019-10-01➕STREET, Keith Leslie appointeddirector
- 2019-09-11➖GREGORY, Gerald resigneddirector
- 2017-06-01➕GREGORY, Gerald appointeddirector
- 2017-05-01➕RICHARDSON, Stephen John appointeddirector
- 2017-03-31🔒Charge registered #1Lender: Eso Capital Partners UK LLP as Security Trustee
- 2013-05-07🏢Company incorporatedAs GOODHOLM FINANCE LIMITED
- 2013-05-07➕ASPINALL, Mark David appointeddirector
- 2013-05-07➕COLCLOUGH, Thomas appointeddirector
- 2013-05-07➕HARRIS, Ian Michael appointeddirector
Owner dependency
65/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 73 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Bho Mortgage Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Bho Mortgage Ltd
Corporate parent · holds 75-100% shares · board control
⬇
GOODHOLM FINANCE LIMITED
This company · 08517583
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Bho Mortgage Ltd Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/01/2023 |
1 historic (ceased) PSC
- Mr Thomas Christopher Colcloughceased 06/01/2023· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · LU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| DLAR INVESTMENTS LTD→ 16575960 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DYLAN INVESTCO LIMITED→ 09990137 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| EVELY CLOTHING LTD→ 14166634 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| FIRST CHOICE HOLIDAYS FINANCE LIMITED→ 04094619 · est 2000 · no financials extracted | — | — | — | — | 25y | — | — |
| FIRST SENIOR FINANCE LIMITED→ 03120962 · est 1995 · no financials extracted | — | — | — | — | 30y | — | — |
| GROGAN INVESTMENTS LTD→ 14425029 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| GROW MORE CAPITAL LIMITED→ 15991996 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HAMILCAR CAPITAL PARTNERS LTD→ 09617404 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| HAMMOND MORTGAGE SERVICES LTD→ 15852107 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| HEYAVE ASSOCIATES LIMITED→ 05320552 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| HIGH SECURE SERVICES LIMITED→ 15137727 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| HUITONG LIMITED→ 11943172 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-05-07
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
6-8 Stuart Street
Luton
Bedfordshire
LU1 2SJ
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-05-21
Last: 2026-05-07
Officers (3 active · 5 resigned)
LAMONT, Michael Gary→
Activedirector · ~59y · appointed 2023-01-06
View their other companies + combined net worth →
POWNALL, Duncan Redford→
Activedirector · ~51y · appointed 2023-01-06
View their other companies + combined net worth →
RICHARDSON, Stephen John→
Activedirector · ~73y · appointed 2017-05-01
View their other companies + combined net worth →
ASPINALL, Mark David→
Resigneddirector · ~67y · appointed 2013-05-07 · resigned 2023-01-06
COLCLOUGH, Thomas→
Resigneddirector · ~45y · appointed 2013-05-07 · resigned 2023-01-06
GREGORY, Gerald→
Resigneddirector · ~71y · appointed 2017-06-01 · resigned 2019-09-11
HARRIS, Ian Michael→
Resigneddirector · ~66y · appointed 2013-05-07 · resigned 2023-01-06
STREET, Keith Leslie→
Resigneddirector · ~66y · appointed 2019-10-01 · resigned 2023-01-06
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
0
Outstanding
0
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Eso Capital Partners UK as Security Trustee Eso Capital Partners UK LLP as Security Trustee | A registered charge | — | 31/03/2017 | 10/03/2022 |
Recent filings (64 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-20
accounts-with-accounts-type-small
accounts · AA
2026-03-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2026-03-27
gazette-filings-brought-up-to-date
gazette · DISS40
2026-03-04
gazette-notice-compulsory
gazette · GAZ1
2026-03-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-20
accounts-with-accounts-type-full
accounts · AA
2024-08-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-05
change-account-reference-date-company-current-shortened
accounts · AA01
2023-12-14
accounts-with-accounts-type-full
accounts · AA
2023-08-23
confirmation-statement-with-updates
confirmation-statement · CS01
2023-05-18
appoint-person-director-company-with-name-date
officers · AP01
2023-01-12
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2023-01-11
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-01-11
termination-director-company-with-name-termination-date
officers · TM01
2023-01-11