ACE ESTIMATING LIMITED

💤Zombieactive
08518049 · ltd · incorporated 2013-05-07
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Mar 2025
Net worth
£21.3k
book net assets
Opportunity
74/100
Strong
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What this business does
Primary activity: Risk and damage evaluation
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: asset-holding vehicle with strong profile and bankable structure.

Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (1 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
33 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)
Positive net assets
Net assets £21,284

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
£21k
↑ 133% YoY
Current Assets
£30k
↑ 10% YoY
Current Liabilities
£0£6k£12k£18k£24k£30kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)
Metric2025-03-312024-03-31
Total assets£21.3k£9.1k
Current assets£29.5k£26.7k
Net assets£21.3k£9.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
  1. 2025-05-20
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  2. 2024-08-12
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2023-11-02
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  4. 2022-12-19
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2021-06-10
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2020-11-04
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  7. 2019-08-29
    📄
    capital-allotment-shares
    capital · SH01
  8. 2019-06-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  9. 2018-07-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2017-11-22
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2016-12-06
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  12. 2016-08-16
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  13. 2016-05-10
    📄
    annual-return-company-with-made-up-date-full-list-shareholders
    annual-return · AR01
  14. 2016-01-17
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  15. 2016-01-17
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  16. 2016-01-01
    PHILP, Kerry Anne resigned
    secretary
  17. 2016-01-01
    PHILP, Kerry Anne resigned
    director
  18. 2015-04-01
    PHILP, Kerry Anne appointed
    director
  19. 2013-05-07
    🏢
    Company incorporated
    As ACE ESTIMATING LIMITED
  20. 2013-05-07
    PHILP, Simon Jonathan appointed
    director
  21. 2013-05-07
    PHILP, Kerry Anne appointed
    secretary

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

58/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 13 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Simon Jonathan Philp
Individual · British · DOB 05/1973 · age 53
75100%
75-100% shares07/05/2017

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-05-07
Jurisdictionengland-wales
Primary SIC66210 — Risk and damage evaluation

Registered office

131 Roseberry Gardens
Upminster
RM14 1NF
England

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-21
Last: 2026-05-07

Officers (1 active · 2 resigned)

PHILP, Simon Jonathan
director · ~53y · appointed 2013-05-07
View their other companies + combined net worth →
Active
PHILP, Kerry Anne
secretary · appointed 2013-05-07 · resigned 2016-01-01
Resigned
PHILP, Kerry Anne
director · ~51y · appointed 2015-04-01 · resigned 2016-01-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (33 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-08
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-09
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-14
accounts-with-accounts-type-micro-entity
accounts · AA
2023-11-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-08
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-10
accounts-with-accounts-type-micro-entity
accounts · AA
2021-06-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-05-07
accounts-with-accounts-type-micro-entity
accounts · AA
2020-11-04
confirmation-statement-with-updates
confirmation-statement · CS01
2020-05-08
capital-allotment-shares
capital · SH01
2019-08-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2019-06-21