114C & 114D WATFORD HIGH STREET 2013 LIMITED
🌳Matureactive
08524735 · ltd · incorporated 2013-05-10
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
68/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower. Reasonable fundamentals — worth a memo before deciding.
Opportunity 68/100 (strong), bankability 57/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
10 live charges · 6 lenders · oldest 12.8y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 12.8 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (62/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
10 charges (10/10 with lender, 10/10 with type)
90
Directors & officers
4 officers (2 active, 4 linked, 4 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
68/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
74
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
3
filings
- • 1 officers
- • 1 confirmation-statement
- • 1 accounts
Last 180 days
3
filings
- • 1 officers
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (38 events)Click to expand
- 2026-04-24📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-04-26🔓Charge satisfied #8
- 2024-04-26🔓Charge satisfied #7
- 2024-04-24📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-23📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-04-19🔒Charge registered #10Lender: The Co-Operative Bank P.L.C
- 2024-04-19🔒Charge registered #9Lender: The Co-Operative Bank P.L.C
- 2024-02-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-02-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-10-13📄change-person-director-company-with-change-dateofficers · CH01
- 2021-03-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-17📄change-person-director-company-with-change-dateofficers · CH01
- 2019-07-17📄change-person-director-company-with-change-dateofficers · CH01
- 2018-12-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-10-10➖BECK, Jonathan Russell resigneddirector
- 2018-07-05🔓Charge satisfied #6
- 2018-07-05🔓Charge satisfied #5
- 2018-06-26🔒Charge registered #8Lender: Lloyds Bank PLC
- 2018-06-26🔒Charge registered #7Lender: Lloyds Bank PLC
- 2014-10-02➖BECK, Barry Alexander resigneddirector
- 2014-10-02➕BECK, Jonathan Russell appointeddirector
- 2013-10-11➕BERKO, Daniel Charles appointeddirector
- 2013-08-30🔒Charge registered #6Lender: Santander UK PLC as Security Trustee for Each of Its Group Members
- 2013-08-30🔒Charge registered #5Lender: Santander UK PLC as Security Trustee for Each of Its Group Members
- 2013-06-28🔒Charge registered #4Lender: Marson Financial Services Limited
- 2013-06-28🔒Charge registered #3Lender: Marson Financil Services Limited
- 2013-06-28🔒Charge registered #2Lender: Rosie Finance Limited
- 2013-06-28🔒Charge registered #1Lender: Rosie Finance Limited
- 2013-05-10🏢Company incorporatedAs 114C & 114D WATFORD HIGH STREET 2013 LIMITED
- 2013-05-10➕BECK, Laurence Jeremy appointeddirector
- 2013-05-10➕BECK, Barry Alexander appointeddirector
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
49/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med · 1 lowCharge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
6 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Laurence Jeremy Beck Individual · British · DOB 02/1969 · age 57 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · E postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 103 MOUNT PLEASANT LANE FREEHOLD LTD→ 11919227 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| 103 SPRUCE HILLS ROAD LIMITED→ 09972808 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 106 A CHINGFORD MOUNT LTD→ 11602582 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 107 HIGH STREET WATFORD 2017 LIMITED→ 10623592 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 11 STREATHAM LTD→ 14306617 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 1120 PROPERTIES LTD→ 12842693 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 113 HOLLOWAY LTD→ 14772386 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 115B GEORGE LANE LTD→ 15713549 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 116 BARKING ROAD LTD→ 14312138 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 118 HIGH STREET WATFORD 2026 LIMITED→ 16976179 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 119 AUD HOUSE LTD→ 14812548 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 12 GLOUCESTER TERRACE LTD→ 16507304 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-05-10
Jurisdictionengland-wales
Primary SIC68100 — Buying and selling of own real estate
Registered office
Quadrant House Floor 6
4 Thomas More Square
London
E1W 1YW
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-08
Last: 2026-02-22
Officers (2 active · 2 resigned)
BECK, Laurence Jeremy→
Activedirector · ~57y · appointed 2013-05-10
View their other companies + combined net worth →
BERKO, Daniel Charles→
Activedirector · ~44y · appointed 2013-10-11
View their other companies + combined net worth →
BECK, Barry Alexander→
Resigneddirector · ~83y · appointed 2013-05-10 · resigned 2014-10-02
BECK, Jonathan Russell→
Resigneddirector · ~59y · appointed 2014-10-02 · resigned 2018-10-10
Click a director name to see their full track record across all companies.
Mortgages & charges
10
Total charges
6
Outstanding
4
Active lenders
Status:Lender:10 of 10 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Co-operative Bank The Co-Operative Bank P.L.C | A registered charge | 2 properties | 19/04/2024 | — | |
| outstanding | Co-operative Bank The Co-Operative Bank P.L.C | A registered charge | 2 properties | 19/04/2024 | — | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 26/06/2018 | 26/04/2024 | |
| satisfied | Lloyds Banking Group Lloyds Bank PLC | A registered charge | — | 26/06/2018 | 26/04/2024 | |
| satisfied | Santander Santander UK PLC as Security Trustee for Each of Its Group Members | A registered charge | 1 property | 30/08/2013 | 05/07/2018 | |
| satisfied | Santander Santander UK PLC as Security Trustee for Each of Its Group Members | A registered charge | 1 property | 30/08/2013 | 05/07/2018 | |
| outstanding | Marson Financial Services Marson Financial Services Limited | A registered charge | 1 property | 28/06/2013 | — | |
| outstanding | Marson Financil Services Marson Financil Services Limited | A registered charge | 1 property | 28/06/2013 | — | |
| outstanding | Rosie Finance Rosie Finance Limited | A registered charge | 1 property | 28/06/2013 | — | |
| outstanding | Rosie Finance Rosie Finance Limited | A registered charge | 1 property | 28/06/2013 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (54 total)
change-person-director-company-with-change-date
officers · CH01
2026-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-02-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-01-24
change-person-director-company-with-change-date
officers · CH01
2024-11-18
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-26
mortgage-satisfy-charge-full
mortgage · MR04
2024-04-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-24
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-04-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-02-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-02-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-10