CAVENDISH FINANCE LTD
- 64999Financial intermediation not elsewhere classified
Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 0 | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 accounts
- • 1 address
Corporate timeline (19 events)Click to expand
- 2026-02-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-02-23📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-02-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-02-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-10-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-26📄gazette-filings-brought-up-to-dategazette · DISS40
- 2023-07-25📄gazette-notice-compulsorygazette · GAZ1
- 2022-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-24📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2021-07-24📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2021-07-24📄accounts-amended-with-accounts-type-total-exemption-fullaccounts · AAMD
- 2021-01-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-11📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-02-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2013-05-14🏢Company incorporatedAs CAVENDISH FINANCE LTD
- 2013-05-14➕GHAFFAR, Sajid appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 lowMultiple address changes in a short period can indicate operational instability or admin disorder.
Group structure
Draycott Group Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Draycott Group Ltd Corporate entity | 75–100% | — | 75-100% shares | 22/12/2023 |
1 historic (ceased) PSC
- Mr Sajid Ghaffarceased 22/12/2023· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · CF postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BONDALEN LTD→ 05156192 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| BROADSHAW LIMITED→ 14316358 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BUSINESS EYE SECURITY SERVICES LTD→ 14451473 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| C.I.S. (CARDIFF) LIMITED→ 08896409 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| CADENA INVESTMENTS LIMITED→ 15961906 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CAMBRICA WEALTH MANAGEMENT LIMITED→ 16379009 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CANDLESTON FINANCIAL SERVICES LIMITED→ 05172411 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| CARDIFF MORTGAGE CENTRE LTD→ 07811041 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| CARLSON WEALTH MANAGEMENT LIMITED→ 09408222 · est 2015 · no financials extracted | — | — | — | — | 11y | — | — |
| CARPE MOMENTUM LIMITED→ 10054031 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| CASCADE FINANCE LIMITED→ 05773652 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| CBERRY WT FOREX LIMITED→ 15079663 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 0 resigned)
Click a director name to see their full track record across all companies.