CONSORTIUM FINANCIAL AND WEALTH MANAGEMENT LTD
💤Zombieactive
08530258 · ltd · incorporated 2013-05-15
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to May 2025
Net worth
£202
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other activities auxiliary to insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (2 active, 5 linked, 2 with DOB)
78
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Positive net assets
Net assets £202
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£202
~ YoY
Current Assets
£202
~ YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Total assets | £202 | £202 |
| Current assets | £202 | £202 |
| Debtors | — | £202 |
| Net assets | £202 | £202 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2026-02-01📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-07-08📄change-person-director-company-with-change-dateofficers · CH01
- 2025-07-08📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-03-18📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-02📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-09-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-09-05📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-07-07📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-07📄change-person-director-company-with-change-dateofficers · CH01
- 2021-08-23📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-01-04📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-02-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2019-02-27📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-02-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-02-24📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-11-11➕ATKINSON, David John appointedsecretary
- 2014-11-11➖COLE, Anthony Gwynne resignedsecretary
- 2014-06-01➕COLE, Anthony Gwynne appointedsecretary
- 2013-09-27➕ATKINSON, David John appointeddirector
- 2013-09-27➖POWER, Maxine resigneddirector
- 2013-06-04➖COLE, Anthony Gwynne resignedsecretary
- 2013-05-15🏢Company incorporatedAs CONSORTIUM FINANCIAL AND WEALTH MANAGEMENT LTD
- 2013-05-15➕COLE, Anthony Gwynne appointedsecretary
- 2013-05-15➕POWER, Maxine appointeddirector
Owner dependency
75/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
58/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David John Atkinson Individual · English · DOB 06/1971 · age 55 | 25–50% | 25–50% | sig. influence25-50% shares · 25-50% voting · significant influence | 30/06/2016 |
Mr Anthony Gwynne Cole Individual · English · DOB 03/1953 · age 73 | 25–50% | 25–50% | sig. influence25-50% shares · 25-50% voting · significant influence | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · DL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ADVANCED MORTGAGE SOLUTIONS NORTH EAST LIMITED→ 13421800 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| B. PORTWOOD & COMPANY LIMITED→ 00785468 · est 1963 · no financials extracted | — | — | — | — | 62y | — | — |
| BANNATYNE FINANCE LIMITED→ 12318009 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BRIGANTIA CAPITAL LTD→ 14959005 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CANNIE INVESTMENTS LIMITED→ 13044020 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CARDIFF MONEY LIMITED→ 12182786 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CASTLE SAFETY & RISK SERVICES LTD→ 10773479 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| CHR INVESTMENT SOLUTIONS LIMITED→ 15587140 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CLAIRE HOGG MORTGAGES & PROTECTION LIMITED→ 11826805 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| COUNTRYWIDE PROTECTION LTD→ 11902672 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| COWLEY ASSET FINANCE LIMITED→ 12221897 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CT COMMERCIAL FINANCE LTD→ 09330401 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-05-15
Jurisdictionengland-wales
Primary SIC66290 — Other activities auxiliary to insurance and pension funding
Registered office
Thornborough Hall
Moor Road
Leyburn
North Yorkshire
DL8 5AB
England
Filing status
Accounts
Next due: 2027-02-28
Last made up to: 2025-05-31
Confirmation statement
Next due: 2026-07-14
Last: 2025-06-30
Officers (2 active · 3 resigned)
ATKINSON, David John→
Activesecretary · appointed 2014-11-11
View their other companies + combined net worth →
ATKINSON, David John→
Activedirector · ~55y · appointed 2013-09-27
View their other companies + combined net worth →
COLE, Anthony Gwynne→
Resignedsecretary · appointed 2014-06-01 · resigned 2014-11-11
COLE, Anthony Gwynne→
Resignedsecretary · appointed 2013-05-15 · resigned 2013-06-04
POWER, Maxine→
Resigneddirector · ~62y · appointed 2013-05-15 · resigned 2013-09-27
Click a director name to see their full track record across all companies.
Recent filings (41 total)
accounts-with-accounts-type-dormant
accounts · AA
2026-02-01
confirmation-statement-with-updates
confirmation-statement · CS01
2025-07-10
change-person-director-company-with-change-date
officers · CH01
2025-07-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-07-08
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-03-18
change-person-director-company-with-change-date
officers · CH01
2025-03-18
accounts-with-accounts-type-dormant
accounts · AA
2024-10-02
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-08
accounts-with-accounts-type-dormant
accounts · AA
2023-09-16
confirmation-statement-with-updates
confirmation-statement · CS01
2023-07-19
accounts-with-accounts-type-dormant
accounts · AA
2022-09-05
confirmation-statement-with-updates
confirmation-statement · CS01
2022-07-07
change-person-director-company-with-change-date
officers · CH01
2022-07-07
change-person-director-company-with-change-date
officers · CH01
2022-07-07
accounts-with-accounts-type-dormant
accounts · AA
2021-08-23