BALANCE: WEALTH PLANNING LIMITED
🌳Matureactive
08552799 · ltd · incorporated 2013-06-03
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
£329.2k
book net assets
Opportunity
64/100
Worth a look
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
Special-situation opportunityDistressed financial-services with salvageable qualities — special-situations priority.
Opportunity 64/100 (worth a look), bankability 65/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
7 officers (3 active, 7 linked, 7 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
64/100Worth a look
PassWatchWorth a lookStrongExceptional
Mixed signal. Worth opening the full target workup before deciding to pursue.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
67
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £329,177
Cash YoY
+28%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£209k
↑ 28% YoY
Net Worth
£329k
↑ 23% YoY
Current Assets
£372k
↑ 25% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-06-30 | 2024-06-30 |
|---|---|---|
| Total assets | £335.0k | £272.3k |
| Current assets | £371.6k | £296.9k |
| Cash | £208.6k | £162.5k |
| Debtors | £163.0k | £134.3k |
| Net assets | £329.2k | £268.3k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 officers
Counts from Companies House filing history.
Corporate timeline (30 events)Click to expand
- 2026-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2026-01-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-01-16➖DEAN, Laura Jane resigneddirector
- 2025-03-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-18➖ALDRIDGE, Matthew James Duncan resigneddirector
- 2023-04-18📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-03-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-09➕KOTECHA, Krupesh Vipul appointeddirector
- 2022-02-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-02-08➕DEAN, Laura Jane appointeddirector
- 2022-02-08📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-01-06➕TALKES-NICHOLLS, Carolyn Helen appointeddirector
- 2022-01-06📄appoint-person-director-company-with-name-dateofficers · AP01
- 2021-03-25📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-03-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-07-22➕ALDRIDGE, Matthew James Duncan appointeddirector
- 2019-07-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2019-06-10📄capital-cancellation-sharescapital · SH06
- 2019-06-10📄capital-return-purchase-own-sharescapital · SH03
- 2019-04-29➖MURDEN, Gemma Ann resigneddirector
- 2019-04-29📄termination-director-company-with-name-termination-dateofficers · TM01
- 2019-03-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-03-05📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2018-06-27➖ALDRIDGE, Matthew James Duncan resigneddirector
- 2015-02-02➕MURDEN, Gemma Ann appointeddirector
- 2014-10-19➕ALDRIDGE, Matthew James Duncan appointeddirector
- 2013-06-03🏢Company incorporatedAs BALANCE: WEALTH PLANNING LIMITED
- 2013-06-03➕ALDRIDGE, Rebecca Elizabeth appointeddirector
Owner dependency
50/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
38/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondary12+ year tenure: Director in role 13 years.
Red flags
1 high ·Confirmation statement overdue
highAnnual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-06-17
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Rebecca Elizabeth Aldridge Individual · British · DOB 07/1978 · age 48 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ALPHA BUSINESS FINANCE LTD→ 15221906 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARF LIFE AND HEALTH LTD→ 15880136 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARTEN DIGITAL LTD→ 15782261 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ASEH FINANCIAL SERVICES LTD→ 12029262 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ASK MORTGAGES LIMITED→ 04942335 · est 2003 · no financials extracted | — | — | — | — | 22y | — | — |
| ASK SAM MORTGAGES LTD→ 16580144 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASSET X LTD→ 16641238 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ASSURED FINANCIAL SOLUTIONS UK LTD→ 05077736 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| BARKER MAULE LIMITED→ 06909592 · est 2009 · no financials extracted | — | — | — | — | 16y | — | — |
| BEACON ASSOCIATES UK LTD→ 05532713 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| BENHAM ASSOCIATES LIMITED→ 05751088 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| BENNETT ALLEN FINANCIAL PLANNING LIMITED→ 09294757 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-06-03
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
The Point Loughborough Road
West Bridgford
Nottingham
NG2 7QW
England
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-06-17OVERDUE
Last: 2025-06-03
Officers (3 active · 4 resigned)
ALDRIDGE, Rebecca Elizabeth→
Activedirector · ~48y · appointed 2013-06-03
View their other companies + combined net worth →
KOTECHA, Krupesh Vipul→
Activedirector · ~45y · appointed 2022-02-09
View their other companies + combined net worth →
TALKES-NICHOLLS, Carolyn Helen→
Activedirector · ~53y · appointed 2022-01-06
View their other companies + combined net worth →
ALDRIDGE, Matthew James Duncan→
Resigneddirector · ~51y · appointed 2019-07-22 · resigned 2023-04-18
ALDRIDGE, Matthew James Duncan→
Resigneddirector · ~51y · appointed 2014-10-19 · resigned 2018-06-27
DEAN, Laura Jane→
Resigneddirector · ~37y · appointed 2022-02-08 · resigned 2026-01-16
MURDEN, Gemma Ann→
Resigneddirector · ~42y · appointed 2015-02-02 · resigned 2019-04-29
Click a director name to see their full track record across all companies.
Recent filings (47 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-03-24
termination-director-company-with-name-termination-date
officers · TM01
2026-01-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-06-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-06-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-25
confirmation-statement-with-updates
confirmation-statement · CS01
2023-06-06
termination-director-company-with-name-termination-date
officers · TM01
2023-04-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-03-16
confirmation-statement-with-updates
confirmation-statement · CS01
2022-06-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-24
appoint-person-director-company-with-name-date
officers · AP01
2022-02-09
appoint-person-director-company-with-name-date
officers · AP01
2022-02-08
appoint-person-director-company-with-name-date
officers · AP01
2022-01-06
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-03