BIA TRADING LTD
Opportunity 74/100 (strong), bankability 85/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
1 live charge · oldest 5.8y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 5.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £53.1k |
| Current assets | — | £76.3k |
| Net assets | — | £29.8k |
| Average employees | 100 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (23 events)Click to expand
- 2026-02-16📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-01-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-11-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-10-06📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-11-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-11-16🔓Charge satisfied #1
- 2021-10-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-01-25📄change-person-secretary-company-with-change-dateofficers · CH03
- 2021-01-21📄change-person-director-company-with-change-dateofficers · CH01
- 2021-01-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-01-21📄change-person-director-company-with-change-dateofficers · CH01
- 2021-01-21📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-10-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-09-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2020-09-01🔒Charge registered #1Lender: Bibby Financial Services LTD (As Security Trustee)
- 2020-03-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-03-03📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-03-02📄change-person-director-company-with-change-dateofficers · CH01
- 2020-01-17📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-05-28📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2013-06-11🏢Company incorporatedAs BIA TRADING LTD
- 2013-06-11➕CHAN, Man Kai appointedsecretary
- 2013-06-11➕CHAN, Man Kai appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Man Kai Chan Individual · British · DOB 06/1971 · age 55 | 75–100% | — | 75-100% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Wholesale & distribution · GL postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BATHROOMS GLOUCESTER LTD→ 11507009 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BELVEDERE STONE LTD.→ 12060659 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BIBURY FINE FOODS LIMITED→ 12886814 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BINK FINE ART LTD→ 14412207 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BLAZE CLOTHING LTD→ 14029420 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| BLUEROAN EQUESTRIAN LTD→ 10025484 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| BOISWOOD LTD→ 02390228 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| BOOST VENTILATION LTD→ 14274505 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| BORGES & SCOTT LIMITED→ 16105434 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BOVO LTD→ 11400833 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| BOWCARE LIMITED→ 08156313 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| BRADLEY & BRADLEY LTD→ 13290088 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Bibby Financial Services Bibby Financial Services LTD (As Security Trustee) | A registered charge | 4 properties | 01/09/2020 | 16/11/2021 |