FACET CAPITAL LIMITED
🌳Matureactive
08603020 · ltd · incorporated 2013-07-09
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£42.05M
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Fund management activities
Sector: Financial & insurance
Investor take
PursueAsset-holding vehicle with a 74-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 74). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -53% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
62 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Positive net assets
Net assets £42,050,926
Cash draining
Cash down 53% YoY
Cash YoY
-53%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£536k
↓ 53% YoY
Net Worth
£42m
↑ 13% YoY
Current Assets
£45m
↓ 4.5% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total assets | £42.05M | £37.07M |
| Current assets | £44.84M | £46.93M |
| Cash | £536.5k | £1.15M |
| Net assets | £42.05M | £37.07M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
- 2025-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-19📄capital-allotment-sharescapital · SH01
- 2024-12-16📄resolutionresolution · RESOLUTIONS
- 2024-12-09📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2024-12-09📄capital-name-of-class-of-sharescapital · SH08
- 2024-12-06📄memorandum-articlesincorporation · MA
- 2024-11-18📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-11-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-18📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-12➕DOW, Robert James appointeddirector
- 2024-11-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-09-30📄capital-allotment-sharescapital · SH01
- 2024-09-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-04📄capital-allotment-sharescapital · SH01
- 2023-11-15📄capital-allotment-sharescapital · SH01
- 2023-09-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-24📄capital-allotment-sharescapital · SH01
- 2023-08-22📄memorandum-articlesincorporation · MA
- 2023-08-22📄resolutionresolution · RESOLUTIONS
- 2023-06-07📄capital-allotment-sharescapital · SH01
- 2023-03-23📄capital-allotment-sharescapital · SH01
- 2022-12-09📄capital-allotment-sharescapital · SH01
- 2022-09-30📄capital-allotment-sharescapital · SH01
- 2013-07-09🏢Company incorporatedAs FACET CAPITAL LIMITED
- 2013-07-09➕HUTCHINSON, Richard Eugene appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 74 — succession pressure is live.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert James Dow Individual · British · DOB 06/1962 · age 64 | — | 75–100% | 75-100% voting | 06/04/2016 |
2 historic (ceased) PSCs
- Quadrangle Trustee Services Ltdceased 14/11/2024· significant influence · trust interest
- Lj Capital Limitedceased 14/11/2024· 75-100% shares · trust interest
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 9INEFIGURES LTD→ 12417461 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| CLARKALL LIMITED→ 16347044 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CONIFER HOLDINGS LIMITED→ 12845510 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| D M ADVICE CENTRE LTD→ 16016012 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| DDM CAPITAL LIMITED→ 15166180 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| DLAR INVESTMENTS LTD→ 16575960 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DRAGONSPEAR LIMITED→ 07198400 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| DYLAN INVESTCO LIMITED→ 09990137 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| E CARRILLO LIMITED→ 09962968 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| EVELY CLOTHING LTD→ 14166634 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| FDSPROPERTIES LTD→ 14850628 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| FIDELIS CONSULTANCY SERVICES UK LTD→ 13285254 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-07-09
Jurisdictionengland-wales
Primary SIC66300 — Fund management activities
Registered office
Suite 1 Staple House
Eleanors Cross
Dunstable
Bedfordshire
LU6 1SU
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-07-10
Last: 2025-06-26
Officers (2 active · 0 resigned)
DOW, Robert James→
Activedirector · ~64y · appointed 2024-11-12
View their other companies + combined net worth →
HUTCHINSON, Richard Eugene→
Activedirector · ~74y · appointed 2013-07-09
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (62 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-06-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-30
capital-allotment-shares
capital · SH01
2024-12-19
resolution
resolution · RESOLUTIONS
2024-12-16
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-12-09
capital-name-of-class-of-shares
capital · SH08
2024-12-09
memorandum-articles
incorporation · MA
2024-12-06
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-11-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-18
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-11-18
appoint-person-director-company-with-name-date
officers · AP01
2024-11-12
capital-allotment-shares
capital · SH01
2024-09-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-09-23
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-30
capital-allotment-shares
capital · SH01
2024-06-04