BLEST SMITH FINANCIAL SERVICES LTD.

💤Zombieactive
08608433 · ltd · incorporated 2013-07-12
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Aug 2025
Net worth
book net assets
Opportunity
63/100
Worth a look
🔔
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What this business does
Primary activity: Activities of insurance agents and brokers
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)
Distressed active trading company — structural issues outweigh the discount.

Opportunity 63/100 (worth a look), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
41 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
63/100Worth a look
PassWatchWorth a lookStrongExceptional 

Mixed signal. Worth opening the full target workup before deciding to pursue.

Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
64
Some moderate concerns — review flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Aug 2024Aug 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-08-312024-08-31
Average employees1100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Last 180 days
6
filings
  • 2 confirmation-statement
  • 2 address
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (20 events)Click to expand
  1. 2026-05-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2026-03-14
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  3. 2026-03-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2026-03-11
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  5. 2025-11-18
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  6. 2025-10-28
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  7. 2025-05-31
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2025-05-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  9. 2024-10-16
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  10. 2024-09-24
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  11. 2024-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2023-01-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2022-05-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2020-11-29
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2020-01-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  16. 2019-07-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2019-07-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  18. 2019-07-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  19. 2013-07-12
    🏢
    Company incorporated
    As BLEST SMITH FINANCIAL SERVICES LTD.
  20. 2013-07-12
    SMITH, Paul Martin appointed
    director

Owner dependency

95/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +Founder name in company name: Company name contains director surname "SMITH" — strong identity link between founder and business.
  • +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

53/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
  • secondary12+ year tenure: Director in role 13 years.

Red flags

1 high · 1 low
Confirmation statement overdue
high

Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.

Evidence: Next due: 2026-07-23

Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Paul Martin Smith
Individual · British · DOB 02/1982 · age 44
75100%
75–100%board control75-100% shares · 75-100% voting · board control · firm interest06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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16149819 · est 2024 · no financials extracted
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2013-07-12
Jurisdictionengland-wales
Primary SIC66220 — Activities of insurance agents and brokers

Registered office

70 70 Watling Street
Rochester
Kent
ME2 3QJ
United Kingdom

Filing status

Accounts
Next due: 2027-05-31
Last made up to: 2025-08-31
Confirmation statement
Next due: 2026-07-23OVERDUE
Last: 2025-07-09

Officers (1 active · 0 resigned)

SMITH, Paul Martin
director · ~44y · appointed 2013-07-12
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (41 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-06-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-05-31
gazette-filings-brought-up-to-date
gazette · DISS40
2026-03-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-11
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-03-11
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2025-11-18
gazette-notice-compulsory
gazette · GAZ1
2025-10-28
gazette-filings-brought-up-to-date
gazette · DISS40
2025-05-31
accounts-with-accounts-type-micro-entity
accounts · AA
2025-05-29
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2024-10-16
gazette-notice-compulsory
gazette · GAZ1
2024-09-24
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-08-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-24