ACCESS COMMERCIAL LTD
Opportunity 64/100 (worth a look), bankability 55/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: File overdue accounts. Clears statutory overdue flag — immediate bankability uplift for refinance conversations. Most likely exit: distressed disposal / insolvency (65/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Mixed signal. Worth opening the full target workup before deciding to pursue.
Signals from accounts
Derived from iXBRL accounts · FRS 105 (micro)Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 105 (micro)| Metric | 2024-07-31 | 2023-07-31 |
|---|---|---|
| Total assets | £17.3k | £25.1k |
| Current assets | £19.5k | £28.6k |
| Net assets | £-16.2k | £-10.7k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (20 events)Click to expand
- 2025-07-19📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-04-29📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-09-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-06-15📄change-person-director-company-with-change-dateofficers · CH01
- 2020-06-15📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-06-15📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-06-15📄change-person-director-company-with-change-dateofficers · CH01
- 2020-04-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-02-08📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-04-21📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-04-12📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-10-18📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-03-31➖ERWIN, James Edward resigneddirector
- 2013-07-15🏢Company incorporatedAs ACCESS COMMERCIAL LTD
- 2013-07-15➕ERWIN, Jeremy Philip appointedsecretary
- 2013-07-15➕ERWIN, Jeremy Philip appointeddirector
- 2013-07-15➕ERWIN, James Edward appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Sole director: Only one active director — all governance concentrated on one person.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondary12+ year tenure: Director in role 13 years.
Red flags
1 high ·Statutory accounts have not been filed by their due date. Can indicate admin breakdown, cash preservation, or deliberate delay.
Evidence: Next due: 2026-04-30
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Jeremy Philip Erwin Individual · British · DOB 10/1973 · age 53 | 25–50% | — | 25-50% shares | 15/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.